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Items where Author is "Abdul Razak, Dzuljastri"

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Article

Abdul Razak, Dzuljastri and Abdisalan Nor, Bile and Mohamed Noor, Siti Fatimah and Amin, Hanudin (2023) Factors influencing financial inclusion among university students in Malaysia: an empirical research for International Islamic University Malaysia (IIUM). International Journal of Business, Economics and Law, 30 (2). pp. 36-43. ISSN 2289-1552

Turkan, Yavuz and Abdul Razak, Dzuljastri and Muhammad, Mustafa Omar and Coban, Ugur (2023) Assessing satisfaction of Islamic economics and finance curriculum: an application in International Islamic University Malaysia. Journal of Islamic Finance, 12 (1). pp. 1-16. ISSN 2289-2109 E-ISSN 2289-2117

Abdul Razak, Dzuljastri and Bile, Abdisalam Nor (2023) Factors influencing the intention to use mobile money among micro entrepreneurs in Mogadishu. International Journal of Business, Economics and Law, 28 (3). pp. 77-85. ISSN 2289-1552

Anas, Abu Jaish and Murdipi, Rafiqa and Abdul Razak, Dzuljastri and Mohd Alwi, Norhayati (2023) The effect of digitalization on the sustainability of Malaysian SMEs. International Journal of Academic Research in Business & Social Sciences, 18 (1). pp. 655-668. E-ISSN 2222-6990

Abdul Razak, Dzuljastri and Mohamed Imtiyaz, Mohamed Noordeen and Naji, Ariji and Azzam, Hamadah and Hassan, Fatimah and Syahidah, Ainul (2022) Factors determine students' perception on cash Waqf awareness in Malaysia. Journal of Islamic Management Studies, 4 (2). pp. 3-17. E-ISSN 2600-7126

Mohamed Noordeen, Mohamed Imtiyaz and Abdul Razak, Dzuljastri (2022) Impact of the development of financial sector on the real production sector in ASEAN countries. Journal of Management and Muamalah, 12 (2). pp. 49-67. E-ISSN 2180-1681

Abdul Razak, Dzuljastri and Mohamed Imtiyaz, Mohamed Noordeen and Naji, Ariji and Azzam, Hamadah and Hassan, Fatimah and Syahidah, Ainul (2022) Factors determine students’ perception on cash Waqf awareness in Malaysia. Journal of Islamic Management studies (JIMS), 4 (2). pp. 3-17. ISSN 2600-7126

Hanudin, Amin and Ramayah, T and Suhartanto, Dwi and Muhammad, Ali and Abdul Razak, Dzuljastri and Mohd Zulkifli, Muhammad (2022) Investing in Islamic fixed deposit accounts: a technology acceptance model perspective. International Journal of Business and Society, 23 (2). pp. 786-801. ISSN 15116670

Mohamed Imtiyaz, Mohamed Noordeen and Abdul Razak, Dzuljastri and Kassim, Salina and Che Embi, Nor Azizan (2022) Contemporary issues in financing micro enterprises in Malaysia: a qualitative inquiry from practitioners perspective = isu kontemporari dalam pembiayaan perusahaan mikro di Malaysia: siasatan kualitatif dari perspektif pengamal. Journal of Management and Muamalah, 12 (1). pp. 55-73. E-ISSN 2180-1681

Hanudin, Amin and Dwi, Suhartono and Muhammad, Ali and Mohd Fahmi, Ghazali and Rizal, Hamid and Abdul Razak, Dzuljastri (2022) Determinants of choice behaviour of Islamic investment products in Malaysia. Journal of Islamic Marketing. pp. 1-19. ISSN 1759-0833 E-ISSN 1759-0841

Abdul Razak, Dzuljastri and Syamsu Rizal, Zulmi (2022) Intention to contribute in cash waqf to assist micro entrepreneurs in Covid 19 pandemic: applying theory planned behaviour. South East Asia Journal of Contemporary Business, Economics and Law, 26 (1). pp. 31-37. ISSN 2289-1560

Alam, S. M. Shamsul and Chowdhury, Mohammad Abdul Matin and Abdul Razak, Dzuljastri (2021) Research evolution in banking performance: a bibliometric analysis. Future Business Journal, 7. pp. 1-19. E-ISSN 2314-7210

Mohd Imtiyaz, Mohamed Noordeen and Abdul Razak, Dzuljastri and Kassim, Salina and Che Embi, Nor Azizan (2021) Challenges in micro financing and introduction of Mosque based Ijarah Financing Model for micro enterprises using cash Waqf in Selangor state. Journal of Management & Muamalat, 11 (2). pp. 65-85. E-ISSN 2180 -1681

Ahmad Dahlan, Abdul Rahman and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Abdul Aziz, Normaziah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal (2021) Freemium multi-sided platform business model: mosque kitchen as a source of free food, employment and empowerment of B40s food-preneurs. Journal of Information Systems and Digital Technologies, 3 (2). pp. 1-10. E-ISSN 2682-8790

Abdul Razak, Dzuljastri and Hamid, Rashinah and Tuan Azhari, Nurul Izzati and Sonari, Putri Sarah Qistina (2021) Factors influencing the adoption of online banking services in the Klang Valley. Asian Journal of Research in Business and Management, 3 (3). pp. 50-66. E-ISSN 2682-8510

Amin, Hanudin and Suhartanto, Dwi and Ali, Muhammad and Ghazali, Mohd Fahmi and Rizal, Hamid and Abdul Razak, Dzuljastri (2021) Maqasid-based consumer preference index for tawarruq personal financing. International Journal of Islamic Economics and Finance. pp. 1-30. ISSN 2622-3562 E-ISSN 2622- 4372 (In Press)

Hamdan, Hamdino and Abdul Razak, Dzuljastri and Huridi, Mohd Hanafia and Uddin, Md Nazim (2021) Factors contributing to financial literacy among MSMEs in Klang Valley. Turkish Online Journal of Qualitative Inquiry (TOJQI), 12 (6). pp. 9223-9232. E-ISSN 1309-6591

Abdul Razak, Dzuljastri and Othman, Anwar Hasan Abdullah and Zulmi, Syamsu Rizal and Iliyas, Ismail and Sylla, Sidiki (2021) Determinant factors of equity-based crowdfunding in Malaysia. Labuan Bulletin of International Business & Finance, 19 (1). pp. 33-48. E-ISSN 2600-7894

Dawami, Qosdan and Abdul Razak, Dzuljastri and Hamdan, Hamdino (2021) Human resources and Islamic microfinance sustainability: an empirical study of Baitul Maal wat Tamwil in Indonesia. Journal of Islamic Business and Management, 11 (01). pp. 90-104. ISSN 2075-6291 E-ISSN 2521-2249

Abdul Razak, Dzuljastri and ZULM, Syamsu Rizal and Dawami, Qosdan (2021) Customers’ Perception on Islamic Crowdfunding as a Possible Financial Solution for the Pandemic Covid 19 Crisis in Malaysia. Journal of Islamic Finance, 10 (1). pp. 92-100. ISSN 2289-2109 E-ISSN 2289-2117

Abdul Razak, Dzuljastri and Amin, Hanudin and Zuhaimi, Aidi Zuhaili (2021) Factors influencing intentions on use of cash waqf as an aid in time of Covid-19 in Malaysia. South East Asia Journal of Contemporary Business, Economics and Law, 24 (3). pp. 1-8. ISSN 2289-1560 E-ISSN 2289-1560

Abdul Razak, Dzuljastri and Dawami, Qosdan and Elmi, Mohamed Abdi (2021) Achieving sustainable development goals through microfinance in four selected countries: issues and challenges. Journal of Islamic Management Studies, 3 (1). pp. 1-15. ISSN 2600-7126

Abdul Razak, Dzuljastri and Othman, Anwar Hasan Abdullah and Zulkifly, Umi Waheeda I'zaaz and Zakaria, Fatin Shafiqah (2021) Factors that determine financial performance of SMEs in Malaysia. Asia Pacific Journal of Social Science Research, 6 (1). pp. 1-16. E-ISSN 2504-8430

Dawami, Qosdan and Abdul Razak, Dzuljastri and Hamdan, Hamdino (2021) Factors determining the successful performance of Baitul Maal Wat Tamwil in Wonosobo. International Journal of Islamic Economics and Finance (IJIEF), 4 (1). pp. 79-100. ISSN 2622-3562 E-ISSN 2622-4372

Abdul Razak, Dzuljastri and Amin, Hanudin (2020) The effects of financial knowledge, socialisation, attitude and skill on Malaysian SMEs’ performance. International Journal Of Industrial Management (IJIM), 8 (1). pp. 1-11. ISSN 2289-9286 E-ISSN 0127-564X

Abdul Razak, Dzuljastri and Eldodo, Abdirahman Mousa and Ali, Abdifatah and Absulkadir, Abdullah Omar (2020) The practices of Islamic social finance in Sudan, Indonesia and Malaysia: issues and challenges. International Journal Of Social Policy and Society, 16 (2020). pp. 1-21. ISSN 1823-0865

Abdul Razak, Dzuljastri and Bilal, Muhammad and Amin, Hanudin (2020) Households’ acceptance of affordable Islamic public-private housing co-operative model (IPHCM) in Malaysia. International Journal of Islamic and Middle Eastern Finance and Management, 14 (1). pp. 34-56. ISSN 1753-8394 E-ISSN 1753-8408

Jaiyeoba, Haruna Babatunde and Abdullah, Moha Asri and Abdul Razak, Dzuljastri (2020) Halal certification mark, brand quality, and awareness: do they influence buying decisions of Nigerian consumers? Journal of Islamic Marketing, 11 (6). pp. 1657-1670. ISSN 1759-0833

Tarique, Kazi Md. and Islam, Rafikul and Mohamed, Mustafa Omar and Abdul Razak, Dzuljastri and Hamdan, Hamdino (2020) Constructing a maqasid (objective) based performance measurement index for Islamic banks. International Journal of the Analytic Hierarchy Process, 12 (2). pp. 328-354. ISSN 1936-6744

Muhammad Sayuti, Khadijah and Amin, Hanudin and Abdul Razak, Dzuljastri and Rizal, Hamid (2020) Receptiveness of Islamic home financing among Malaysians : a revisit. International Journal of Business and Society, 21 (2). pp. 784-802. ISSN 1511-6670

Abdul Razak, Dzuljastri and Hamdan, Hamdino and Uddin, Md Nazim (2020) The effect of the demographic factors of micro-entrepreneur on financial literacy: case of Amanah Ikthiar Malaysia (AIM). International Journal of Business, Economics and Law,, 21 (3). pp. 47-56. ISSN 2289-1552

Abdul Razak, Dzuljastri and Fodol, Mohamed Zakaria and Jama, Ahmed Abdilahi and Burhan, Ali Ahmad (2020) Service quality in Malaysian Islamic Banks: Empirical Study. Turkish Journal of Islamic Economics, 7 (1). pp. 13-42. ISSN 2147-9054 E-ISSN 2148-3809

Abdul Razak, Dzuljastri and Mohamed Zakaria, Fodol and Ahmed Abdillahi, Jama and Ali Ahmad, Burhan (2019) Factors that determine donors intention to endow cash waqf for microenterprises in Malaysia. Adam Akademi Sosyal Bilimler Dergisi, 9 (2). pp. 449-470. ISSN 2146-4936

Chowdhury, Mohammad Abdul Matin and Abdul Razak, Dzuljastri (2019) Dynamism and mechanism of digital currency (cryptocurrency) towards Islamic finance. European Journal of Islamic Finance, 14. pp. 1-8. ISSN 2421-2172

Bilal, Muhammad and Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2019) Issues and challenges in contemporary affordable public housing schemes in Malaysia: Developing an alternative model. International Journal of Housing Markets and Analysis, 12 (6). pp. 1004-1027. ISSN 1753-8270

Mohd Ariffin, Noraini and Abdul Razak, Dzuljastri and Mohamed Imtiyaz, Mohamed Noorden (2019) Perception of stakeholders on abandoned housing projects in Malaysia. International Journal of Islamic Economics and Finance, 2 (1). pp. 131-148. ISSN 2622-3562 E-ISSN 2622-4372

Anwar, Zeshan and Abbas, Kausar and Khan, Madiha and Abdul Razak, Dzuljastri (2019) CSR disclosure and financial access: a case study of Pakistan. International Journal of Economics, Management and Accounting, 27 (1). pp. 167-186. E-ISSN 2462-1420

Abdul Razak, Dzuljastri and Ahmad Faris, Ammar and Mohamed Sharif, Mohammad Syarwan and E Azam, Md Siddique (2019) Factors influencing intention to use Islamic credit cards in Selangor. International Journal of Islamic Business, 4 (1). pp. 1-15. E-ISSN 0127-662X

Azam, Md. Siddique E. and Abdullah, Moha Asri and Abdul Razak, Dzuljastri (2019) Halal tourism: definition, justification, and scopes towards sustainable development. International Journal of Business, Economics and Law, 18 (3). pp. 23-31. ISSN 2289-1552

Abdul Razak, Dzuljastri and Abdullah, Moha Asri and Ersoy, Arif (2018) Small Medium Enterprises (SMES) in Turkey and Malaysia a comparative discussion on issues and challenges. International Journal of Business Economics and Law, 15 (3). pp. 1-10. ISSN 2289-1552

Abdul Razak, Dzuljastri and Abdullah, Moha Asri (2018) Small medium enterprises (smes) in Turkey and Malaysia a comparative discussion on issues and challenges. International Journal of Business, Economics and Law, 15 (3). pp. 1-10. ISSN 2289-1552

Maulana, Hartomi and Abdul Razak, Dzuljastri and Adeyemi, Adewale Abideen (2018) Factors influencing behaviour to participate in Islamic microfinance. International Journal of Islamic and Middle Eastern Finance and Management, 11 (1). pp. 109-130. ISSN 1753-8394 E-ISSN 1753-8408

Maulana, Hartomi and Abdul Razak, Dzuljastri and Adeyemi, Adewale Abideen (2018) Factors influencing behaviour to participate in Islamic microfinance. International Journal of Islamic and Middle Eastern Finance and Management, 11 (1). pp. 109-130. ISSN 1753-8394

Abdul Razak, Dzuljastri and Farha Nabila, Baharum (2018) Factors that determine customers acceptance of Ar Rahn financing in Selangor. Intenational Journal of Asian Social Science, x (xx-xx). pp. 1-10. ISSN 2226-5139 E-ISSN 2224-4441 (In Press)

Abdul Razak, Dzuljastri and Tazwar, Fahim (2018) Islamic home financing practices in selected OIC countries: an assessment in the light of Maqasid al-Shariah. Journal of Islamic Management Studies, 1 (2). pp. 1-11. ISSN 2600-7126

Abdul Razak, Dzuljastri and Abdul Wahab, Abdul Hamid (2018) Promoting a sharing economy in the Islamic finance industry: a study of selected OIC countries. International Journal of Islamic Economics and Finance, 1 (1). pp. 59-76. ISSN 2622-3562 E-ISSN 2622-4372

Haque, A. K. M. Ahasanul and Ahmed, Faruk and Abdul Razak, Dzuljastri (2017) Developing outbound strategic Islamic tour packages of Malaysia: roles of gender and race. Advanced Science Letters, 23 (9). pp. 8535-8540. ISSN 1936-6612 E-ISSN 1936-7317

Abdul Razak, Dzuljastri and Maulana, Hartomi and Adewale, Abideen Adeyemi (2017) Measuring barriers to access financial services in East Java, Indonesia: A confirmatory factor analysis (CFA). International Journal of Business, Economics and Law, 12 (3 -Economics). pp. 21-31. ISSN 2289-1552

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri and Hamid, Rizal (2017) Consumer attitude and preference in the Islamic mortgage sector: a study of Malaysian consumers. Management Research Review, 40 (1). pp. 95-115. ISSN 2040-8269

Abdul Razak, Dzuljastri and Abdullah, Moha Asri and Mohammad, Mustafa Omar and Olaniyi, Oladokun Nafiu (2016) Justice and nature of contract as determinants of abandoned housing projects. Labuan Bulletin of International Business & Finance, 14. pp. 52-67. ISSN 1675-7262

Abdul Razak, Dzuljastri and Che Embi, Nor Azizan and Che Mohd Salleh, Marhanum and Fakhrunnas, Faaza (2016) A study on sources of Waqf funds for higher education in selected countries. ADAM Akademi, 6 (1). pp. 113-128. ISSN 2146-4936

Amuda, Yusuff Jelili and Abdul Razak, Dzuljastri and Ahmedhas, Aminath Amany (2016) Application of cash waqf in the empowerment of widows in Malaysia. Journal of Advanced Management Science, 4 (3). pp. 255-259. ISSN 2168-0787

Abdul Razak, Dzuljastri and Abu Samah, Zariah and Abdul Wahab, Abdul Hamid (2016) Home buyers’ perception on abandoned housing projects in Malaysia. International Journal of Business, Economics and Law, 9 (1). pp. 24-32. ISSN 2289-1552

Haron, Razali and Abdul Razak, Dzuljastri and Babatunde, Jaiyeoba Haruna (2016) A survey analysis on abandoned housing projects in Malaysia: the house buyers’ perspectives. Journal of Global Business and Social Entrepreneurship (GBSE), 1 (1). pp. 104-109. E-ISSN 2462-1714

Abdul Razak, Dzuljastri (2016) Determinants of abandoned housing projects in Malaysia. International Jurnal of Islamic Business Ethics, 1 (1). pp. 1-12. ISSN 2502-4647

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2016) Malaysian consumers’ willingness to choose Islamic mortgage products: An extension of the theory of interpersonal behaviour. International Journal of Bank Marketing, 34 (6). pp. 868-884. ISSN 0265-2323

Abdul Razak, Dzuljastri and Mohammed, Mustafa Omar and Abd Rahman, Nur Hasnisda (2016) Viability of musharakah as an alternative financing mode for small and medium enterprises: The Case of Klang Valley and Selangor, Malaysia. COMSATS Journal of Islamic Finance, 1. pp. 19-28. ISSN 2519-707x

Abdul Razak, Dzuljastri and Mohammed, Mustafa Omar and Tarique, Kazi Md. (2015) Abandoned housing projects in Malaysia and the prospect of DP: an overview. Procedia Economics and Finance , 31. pp. 813-822. ISSN 2212-5671

Mohd Ariffin, Noraini and Kassim, Salina and Abdul Razak, Dzuljastri (2015) Exploring application of equity-based financing through musharakah mutanaqisah in Islamic Banks in Malaysia: perspective from the industry players. International Journal of Economics, Management and Accounting, 23 (2). pp. 241-261. ISSN 0128-006

Islam, Rafikul and Ahmed , Selim and Abdul Razak, Dzuljastri (2015) Identifying the gaps between customer expectations and perceptions on service quality dimensions of Islamic banks in Malaysia. International Journal of Quality and Service Sciences , 7 (4). pp. 424-441. ISSN 1756-669X

Abdul Wahab, Abdul Hamid and Abdul Razak, Dzuljastri (2015) Relative efficiency of plantation companies in Malaysia: a financial ratio-based data envelopment analysis approach. South East Asia Journal of Contemporary Business, Economics and Law, 6 (1). pp. 25-33. ISSN 2289-1560

Zabri, Zaidi and Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar (2015) An analytical framework to examine shari’ah-compliant mortgage financing by financial cooperatives in Malaysia. Journal of Islamic Finance, 4 (2). 018-030. ISSN 2289-2109 E-ISSN 2289-2117

Zandi, Gholamreza Reza and Abdul Razak, Dzuljastri and Hussin, Nur Hidayah (2014) Stock market screening: An analogical study on conventional and shariah-compliant stock markets. Asian Social Science, 10 (22). pp. 270-279. ISSN 1911-2017 E-ISSN 1911-2025

Hanudin, Amin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2014) Consumer acceptance of Islamic home financing. International Journal of Housing Markets and Analysis, 7 (3). pp. 307-332. ISSN 1753-8270

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2014) Willingness to be a partner in musharakah mutanaqisah home financing: empirical investigation of psychological factors = Kesediaan menjadi rakan dalam pembiayaan rumah musharakah mutanaqisah: kajian empirikal faktor-faktor psikologi. Jurnal Pengurusan, 40. pp. 69-81. ISSN 0127-2713

Abbas, Kausar and Abdul Razak, Dzuljastri and Md Saad, Norma (2014) The perception of micro-entrepreneurs and petty traders on conventional and Islamic microfinance: a case study of Pakistan. Journal of Islamic Finance, 3 (1). pp. 38-48. ISSN 2289-2117 (O), 2289-2109 (P)

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2013) Theory of Islamic consumer behaviour : an empirical study of consumer behaviour of Islamic mortgage in Malaysia. Journal of Islamic Marketing, 5 (2). pp. 273-301. ISSN 1759-0833

Abdul Razak, Dzuljastri and Amin, Hanudin (2013) Application of Musharakah Mutanaqisah Home Financing as an alternative to traditional debt financing: lessons learned from the U.S. 2007 subprime crisis. Journal of Islamic Economics, Banking and Finance, 9 (3). pp. 1-16. ISSN 2070-4658

Md Saad, Norma and Abdul Razak, Dzuljastri (2013) Towards an application of musharakah mutanaqisah principle in Islamic microfinance. International Journal of Business and Society, 14 (2). pp. 212-223. ISSN 15116670

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2013) An integrative approach for understanding Islamic home financing adoption in Malaysia. International Journal of Bank Marketing, 31 (7). pp. 544-573. ISSN 0265-2323

Ishak, Mohd. Shuhaimi and Abdullah @ Chuah Hock Leng, Osman and Abdul Razak, Dzuljastri (2013) Issues and challenges facing Islamic financial institutions in Malaysia. Pertanika Journal of Social Science & Humanities, 21 (3). pp. 965-977. ISSN 0128-7702

Jalil, Md. Abdul and Abdul Razak, Dzuljastri and Azam, Ferdous (2013) Exploring factors influencing financial planning after retirement: structural equation modeling approach. American Journal of Applied Sciences , 10 (3). pp. 270-279. ISSN 1546-9239 E-ISSN 1554-3641

Ahmad, Khaliq and Mohammed, Mustafa Omar and Abdul Razak, Dzuljastri (2012) Case of Pilgrimage Funds Management Board (Lembaga Urusan Tabung Haji). IIUM Journal of Case Studies in Management, 3 (2). pp. 17-31. ISSN 2180-2327

Abdul Razak, Dzuljastri and Abduh, Muhamad (2012) Customers’ attitude towards diminishing partnership home financing in Islamic banking. American Journal of Applied Sciences, 9 (4). pp. 593-599. ISSN 1546-9239 E-ISSN 1554-3641

Abdul Razak, Dzuljastri and Md Taib, Fauziah (2011) Consumers' perception on Islamic home financing: empirical evidences on Bai Bithaman Ajil(BBA) and diminishing partnership (DP) modes of financing in Malaysia. Journal of Islamic Marketing, 2 (2). pp. 165-176. ISSN 1759-0833

Abdul Razak, Dzuljastri and Ismail, Yusof (2011) Diminishing partnership: bankers strategic response to Shariah compliant home financing. IIUM Journal of Economics and Management, Suppl. (19). pp. 177-196. ISSN 1394-7680

Abdul Razak, Dzuljastri (2009) Alternative mode to Islamic home financing. The Malaysian Reserve. p. 32. (In Press)

Meera, Ahamed Kameel Mydin and Abdul Razak, Dzuljastri (2009) Home financing through the Musharakah Mutanaqisah contracts: Some practical issues. Journal of King Abdulaziz University Islamic Economics, 22 (1). pp. 3-27. ISSN 7383-1018

Abdul Razak, Dzuljastri and Md Saad, Norma and Abdul Rahman, Abdul Rahim (2009) Review of current practices of Islamic microcredit and microfinancing in selected Muslim countries. The Global Journal of Finance and Economics, 6 (1). pp. 73-92. ISSN 0972-9496.

Abdul Razak, Dzuljastri and Md Taib, Fauziah and Ramayah, T. (2008) Factors influencing intention to use diminishing partnership home financing. International Journal of Islamic and Middle Eastern Finance and Management, 1 (3). pp. 235-248. ISSN 1753-8394

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2005) Islamic home financing through Musharakah Mutanaqisah and al-Bay’ Bithaman Ajil contracts: a comparative analysis. Review of Islamic Economics, 9 (2). pp. 5-30. ISSN 0962-2055

Book

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Abdul Aziz, Normaziah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa and Ahmad, Maznah and Handayani, Dini Oktarina Dwi and Mohammed, Siti Asma and Abdul Hamid, Zabeda and Mohd. Zain, Nor Razinah and Abdul Rahman, Rozailin and Md Nor, Norzaliza (2023) mKitchen™ towards Masyarakat Madani. mKitchen KICT IIUM, KENMS IIUM Gombak Malaysia. ISBN 9789672656999

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal and Ismail, Ahsiah and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa and Ahmad, Maznah and Handayani, Dini Oktarina Dwi and Mohammed, Siti Asma and Abdul Hamid, Zabeda and Mohd Zain, Nor Razinah and Abdul Rahman, Rozailin and Md Nor, Norzaliza and Abdul Razak, Dzuljastri and Abdul Aziz, Normaziah and Ahmad Puzi, Asmarani (2023) Rumah Makan mKitchen for Free Food Distribution. mKitchen, KICT IIUM, Gombak, Kuala Lumpur. ISBN 978-967-26569-8-2

Abdul Razak, Dzuljastri (2023) Islamic wealth management. Bulan Terbit Services, Air Keroh, Melaka. ISBN 9786297634067

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa and Ahmad, Maznah and Dwi Handayani, Dini Oktarina and Mohammed, Siti Asma and Abdul Hamid, Zabeda and Mohd Zain, Nor Razinah and Abdul Rahman, Rozailin and Md Nor, Norzaliza (2022) Empowered batch 3 IIUM mkitchen students. mKitchen, KICT IIUM Gombak. ISBN 978-967-26569-7-5

Ahmad H.Osman, Rahmah and Hamawiya, Adham and Mhd. Sarif, Suhaimi and Alias, Majdan and Man, Saupi and Mohd Ali, Noor Azian and Abdul Aziz, Normaziah and Mahri, Nurhafizah and Abdul Kadir, Andi Fitriah and Ahmad Dahlan, Abdul Rahman and Ibrahim, Jamaludin and Jaapar, Ghazali and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azizah and Ismail, Amelia Ritahani and Mansor, Hafizah and Mohd Nor, Rizal (2022) مطبخ المسجد: مشروع ريادي تعاوني. Al Manar Resources, Malaysia. ISBN 978-629-97700-2-2

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohamad Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa and Ahmad, Maznah and Handayani, Dini Oktarina Dwi and Mohammed, Siti Asma (2022) Batch 3 IIUM mkitchen students. mKitchen, IIUM Gombak. ISBN 978-967-26569-6-

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa and Ahmad, Maznah and Dwi Handayani, Dini Oktarina and Mohammed, Siti Asma (2022) Readings on Sejahtera MKitchen Entrepreneurship. mKitchen KICT IIUM, IIUM. ISBN 978-967-26569-5-1

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa (2022) Budi Ramadan mKitchen IIUM students. mKitchen KICT, IIUM. ISBN 978-967-26569-4-4

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohamad Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd. Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Saruchi, Sarah Athirah and Murdipi, Rafiqa (2022) MKitchen IIUM students integrate food with budi sejahtera. mKitchen Kulliyyah of Information and Communication Technology (KICT), IIUM. ISBN 978-967-26569-3-7

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd. Nor, Rizal and Ismail, Ahsiah and Ahmad Puzi, Asmarani and Zulkifli, Izyani and Ahmad H.Osman, Rahmah (2022) MKitchen training and development. Mkitchen, KICT IIUM Gombak, IIUM. ISBN 978-967-26569-2-0

UNSPECIFIED (2022) Cross Border SMEs: Malaysia & Indonesia. UNISSULA, UNISSULA. ISBN 978-623-7097-98-3

Turkan, Yavuz and Abdul Razak, Dzuljastri and Muhammed, Mustafa Omar, eds. (2022) Islamic finance and banking in Malaysia in 33 questions for beginners. Özgür Yayınları Tic. Ltd. Şti., Ekim, Ankara. ISBN 978-975-447-412-1

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal (2021) Budi Mkitchen for flood victims. mKitchen, Gombak. ISBN 978-967-26569-1-3

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Abdul Aziz, Normaziah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd. Nor, Rizal (2021) Budiman Mahallah kitchen. mKitchen, IIUM Gombak. ISBN 9789672656906

Abdul Razak, Dzuljastri and Mhd. Sarif, Suhaimi and Ismail, Yusof, eds. (2021) Budi and Sejahtera leadership in economics and management sciences with Tawhidic paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences IIUM, Kuala Lumpur, Malaysia. ISBN 978-967-2621-94-2

Abdul Razak, Dzuljastri and Abdul Sabian, Nur Arfifah and Khaliq, Ahmad and Abdul Wahid, Nur Kamariah and Akbar, Mohamed Aslam and Haque, A. K. M. Ahasanul and Mhd. Sarif, Suhaimi and Ab Rashid, Hafiz-Majdi and Maulan, Suharni and Ismail, Yusof, eds. (2021) Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences IIUM, Kuala Lumpur, Malaysia. ISBN 978-967-26219-1-1

Abdul Razak, Dzuljastri and Abdul Sabian, Nur Arfifah and Khaliq, Ahmad and Abdul Wahid, Nur Kamariah and Akbar, Mohamed Aslam and Haque, A. K. M. Ahasanul and Mhd Sarif, Suhaimi and Ab Rashid, Hafiz-Majdi and Maulan, Suharni and Ismail, Yusof, eds. (2021) Reflections on humanizing education for Economics and Management Sciences. Kulliyyah of Economics and Management Sciences IIUM, IIUM. ISBN 978-967-2621-92-8

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohamad Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal (2021) Inaugural edu-action journey with cooperative behavior (Ta’awun) of mKitchen® students in free food for the needy. Meso Publishing, Gombak. ISBN 978-967-19814-4-3

Ahmad Dahlan, Abdul Rahman and Ibrahim, Jamaludin and Alias, Majdan and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Abdul Razak, Dzuljastri and Mohamad Ali, Noor Azian and Abdul Aziz, Normaziah and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd. Nor, Rizal (2021) Mkitchen® UIAM penggerak asnaf sejahtera lestari. Meso Publishing, Gombak. ISBN 978-967-19814-2-9

Ahmad Dahlan, Abdul Rahman and Alias, Majdan and Ibrahim, Jamaludin and Mhd. Sarif, Suhaimi and Ahmad H.Osman, Rahmah and Man, Saupi and Jaapar, Ghazali and Abdul Razak, Dzuljastri and Mohamadali, Noor Azizah and Abdul Aziz, Normaziah and Mohamad Ali, Noor Azian and Mahri, Nurhafizah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal (2021) A journey of ta’awun (cooperative behaviour) in edu-action at IIUM Mkitchen® and Masjid al-Syakirin Gombak (MASG). Meso Publishing, Gombak. ISBN 9789671981412

Abdul Razak, Dzuljastri and Abdul Sabian, Nur Arfifah and Khaliq, Ahmad and Abdul Wahid, Nur Kamariah and Akbar, Mohamed Aslam and Haque, Ahasanul and Mhd. Sarif, Suhaimi and Ab Rashid, Hafiz-Majdi and Maulan, Suharni and Ismail, Yusof, eds. (2021) Humanizing education reflection on concepts, attributes, roles and sustainability with selected attributes of true believers in the qur’an and sunnah. Meso Publishing, Gombak. ISBN 978-967-19814-6-7

Abdul Razak, Dzuljastri and Abdul Sabian, Nur Arfifah and Khaliq, Ahmad and Abdul Wahid, Nur Kamariah and Akbar, Mohamed Aslam and Haque, Ahasanul and Mhd. Sarif, Suhaimi and Ab Rashid, Hafiz-Majdi and Maulan, Suharni and Ismail, Yusof, eds. (2021) Humanizing education reflection on incentives, personality, expectations, organizing and journey with selected attributes of true believers in the qur’an and sunnah. Meso Publishing, Gombak. ISBN 978-967-19814-5-0

Abdullah, Moha Asri and Abdul Razak, Dzuljastri and Yaya, Rizal, eds. (2020) Cross border SMEs: Malaysia & Indonesia. UMY Press, Yogyakarta, indonesia. ISBN 9786239168285

Book Chapter

Abdul Razak, Dzuljastri and Azam, Md Siddique E (2023) Humanising economy: spirituality and sustainability for circular economy. In: SDG 18 Spirituality values and culture for humanising sustainable development: a future worldview. ISTAC-IIUM, Kuala Lumpur, pp. 339-352. ISBN 978-983-9379-75-4

Abu Jaish, Anas Ahmad and Murdipi, Rafiqa and Abdul Razak, Dzuljastri and Mohd Alwi, Norhayati (2023) The impact of digitalization towards the sustainability of Malaysian SMEs: the dynamic capabilities perspective. In: From Industry 4.0 to Industry 5.0. Springer Nature, Switzerland. ISBN 978-3-031-28313-0

Turkan, Yavuz and Abdul Razak, Dzuljastri and Mohammed, Mustafa Omar (2022) Yeni bir Sukuk model Önerisi: Siyah Sukuk / Yeraltı Sukuku. In: İslami finans ve muhasebede güncel araştirmalar. Özgür Yayınları Tic. Ltd. Şti., Istanbul, Turkiye, pp. 537-550. ISBN 978-975-447-399-5

Mhd. Sarif, Suhaimi (2021) Humanizing education: Sabr in teaching Principles and Practice of Management. In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, pp. 29-36. ISBN 978-967-26219-1-1

Mhd. Sarif, Suhaimi and Ismail, Yusof and Abdul Razak, Dzuljastri (2021) Imaginary transformation of budi from process perspective. In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences IIUM, Kuala Lumpur, Malaysia, pp. 85-92. ISBN 978-967-2621-94-2

Zainudin, Dolhadi and Mhd. Sarif, Suhaimi and Ismail, Yusof (2021) Budi, knowledge and hikmah in business administration academic programs. In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences IIUM, pp. 43-58. ISBN 978-967-2621-94-2

Abdul Razak, Dzuljastri and Mhd. Sarif, Suhaimi (2021) Humanizing education: achieving sustainable development goals through m-kitchen in aid for needy in the covid 19 pandemic. In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences IIUM, Kuala Lumpur, Malaysia, pp. 59-73. ISBN 978-967-26219-1-1

Abdul Razak, Dzuljastri and Mhd. Sarif, Suhaimi (2021) Humanizing education: sabr in teaching principles and practice of management. In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences IIUM, Kuala Lumpur, Malaysia, pp. 29-36. ISBN 978-967-26219-1-1

Zainudin, Dolhadi and Mhd. Sarif, Suhaimi and Ismail, Yusof (2021) Budi sejahtera practices in entrepreneurship. In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences IIUM, Kuala Lumpur, Malaysia, pp. 77-84. ISBN 978-967-2621-94-2

Zainudin, Dolhadi and Mhd. Sarif, Suhaimi and Yahya, Rohaziah (2021) Humanizing education through Consumerism Advocacy and Vegetable Garden Project. In: Humanizing education reflection on incentives, personality, expectations, organizing and journey with selected attributes of true believers in the Qur’an and Sunnah. Meso Publishing, pp. 68-74. ISBN 978-967-19814-5-0

Razali, Siti Salwani (2021) Humanizing education: the importance of work life balance in one’s life. In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences, Kuala Lumpur,Malaysia, pp. 37-39. ISBN 978-967-26219-1-1

Ahmad Dahlan, Abdul Rahman and Ibrahim, Jamaludin and Ahmad H. Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Abdul Aziz, Normaziah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal (2021) Redesign business model of masjid kitchens as soup kitchens, providing jobs employment and nurturing of asnaf as entrepreneurs, and income generation for the masjid. In: Prosiding Seminar Antarabangsa Inovasi Masjid Ketika Pandemik. Pusat Islam UTM, Johor, Malaysia, pp. 100-111.

Ismail, Yusof (2021) “Budi Pekerti” and its implications for the workplace. In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, Malaysia, pp. 93-104. ISBN 978-967-26219-4-2

Ismail, Yusof (2021) Contributors ranking towards email engagement in the KENMS Ibadah Camp 2021. In: Economics and Management Sciences: Reflections on Humanizing Education. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, Malaysia, pp. 106-114. ISBN 978-967-26219-1-1

Ismail, Yusof (2021) Establishing the linkages between the resolutions, the talks and the Islamic Roots. In: Economics and Management Sciences: Reflections on Humanizing Education. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, Malaysia, pp. 87-96. ISBN 978-967-26219-1-1

Jan, Muhammad Tahir (2021) Humanising education and the sustainable development in Islam: will it blend? In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, pp. 83-86. ISBN 978-967-26219-1-1

Zainol, Zaini (2021) Humanizing education for a better Muslim: an expectation from an ICT Perspective. In: Economics and Management Sciences: Reflections on Humanizing Education. Kulliyyah of Economics and Management Sciences, Kuala Lumpur, Malaysia, pp. 115-118. ISBN ISBN 978-967-26219-1-1

Duasa, Jarita (2021) Humanizing education in supervision of post-graduate students: roles of supervisor and supervisee. In: Economics and Management Sciences: Reflections on Humanizing Education. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, pp. 45-51. ISBN 978-967-26219-1-1

Azrai Azaimi Ambrose, Azniza Hartini (2021) Humanizing education with tazkiyah al-nafs – the roots of humanized education. In: Economics and Management Sciences: Reflections on Humanizing Education. Kuliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, pp. 10-15. ISBN 978-967-26219-1-1

Haque, A. K. M. Ahasanul and Mhd. Sarif, Suhaimi (2021) Humanizing education: gaining humanizing knowledge for food waste management in canteen and cafeteria: A study on sustainable prospect for food waste reduction in IIUM. In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, pp. 74-82. ISBN 978-967-26219-1-1

Abdul Wahid, Nur Kamariah (2021) Humanizing education: reflecting the Sejahtera Academic Framework based on the psychosocial needs of students. In: Economics and Management Sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences International Islamic University Malaysia, Kuala Lumpur, pp. 52-58. ISBN 978-967-26219-1-1

Ariffin, Muhammad Irwan (2021) The Importance of Incentives to Sustain Voluntary Projects. In: Economics and Management Sciences: Reflections on Humanizing Education. Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, pp. 119-129. ISBN 978-967-26219-1-1

Mhd. Sarif, Suhaimi (2021) Reflection of Sabr in Teaching Principles and Practice of Management. In: Humanizing education reflection on concepts, attributes, roles and sustainability with selected attributes of true believers in the Quran and Sunnah. Meso Publishing, Gombak, pp. 37-44. ISBN 978-967-19814-6-7

Zainudin, Dolhadi and Mhd. Sarif, Suhaimi and Ismail, Yusof and Yahya, Rohaziah (2021) Reflection on Edu-Action of the Prophetic Attributes with Ta’awun Approach. In: Humanizing education reflection on incentives, personality, expectations, organizing and journey with selected attributes of true believers in the Qur’an and Sunnah. Meso Publishing, Gombak, pp. 27-32. ISBN 978-967-19814-5-0

Ismail, Yusof (2021) Reinforcement of “Budi” through “Pantun”. In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, Malaysia, pp. 117-128. ISBN 978-967-26219-4-2

Hamdan, Hamdino (2021) The Role of Patience and Tawakkal in Achieving the Sustainable Development Goals (SDGs). In: Reflections on Humanizing Education for Economics and Management Sciences. Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, pp. 98-101. ISBN 978-967-2621-92-8

Ariffin, Muhammad Irwan (2021) Sejahtera heart and spirituality: lessons from selected hadiths. In: Reflections on Humanizing Education for Economics and Management Sciences. Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, pp. 68-81. ISBN 978-967-2621-92-8

Ariffin, Muhammad Irwan (2021) Sejahtera leadership: an Islamic economics reflection based on Verse 165 of Surah Al-An'am. In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid Al-Shari'ah. Kulliyyah of Economics and Management Sciences, International Islamic University Malaysia, Kuala Lumpur, pp. 10-21. ISBN 978-967-2621-94-2

Ismail, Yusof and Abdul Razak, Dzuljastri and Mhd. Sarif, Suhaimi (2021) Sense Making of the Congruence of Comprehension between Two Listeners of the Speech on "Budi Sejahtera Leadership". In: Budi and Sejahtera Leadership in Economics and Management Sciences with Tawhidic Paradigm and Maqasid al-Shari'ah. Kulliyyah of Economics and Management Sciences, IIUM, Kuala Lumpur, pp. 105-116. ISBN 978-967-2621-94-2

Abdullah, Moha Asri and Abdul Razak, Dzuljastri and Azam, Md Siddique and ., Winarsih and Akbar, Taufik (2020) Capacity building for SMEs: realizing the training gap amongst SMEs in Malaysia. In: Cross border SMEs: Malaysia & Indonesia. UMY Press, Bantul, Yogyakarta, pp. 107-131. ISBN 9786239168285

Maulana, Hartomi and Hastuti, Ely Windarti and Setiartiti, Lilies and Abdul Razak, Dzuljastri and Fachrunnisa, Olivia (2020) Identifying accessibility of financing for MSMEs in East Java Indonesia. In: Cross border SMEs: Malaysia & Indonesia. UMY Press, Bantul, Yogyakarta, pp. 91-106. ISBN 9786239168285

Abdul Razak, Dzuljastri (2015) Determinants of the factors that cause abandoned housing projects: a study of human buyers of Islamic home financing in Malaysia. In: Issues on Harmonization of Human Rights in Islam. UNSPECIFIED, p. 8. (Unpublished)

Abbas, Kausar and Abdul Razak, Dzuljastri (2013) The perceptions of Islamic bankers, regulators and shari’ah scholars on Islamic microfinance; a case study of Pakistan. In: Islamic transaction and finance: principles and developments. The Malaysian Current Law Sdn. Bhd. (MCLJ) & International Institute of Advanced Islamic Studies (IAIS), IAIS Malaysia, pp. 397-412. ISBN 9789670379326

Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar and Md Taib, Fauziah (2011) Consumers' acceptance on Islamic home financing : empirical evidence on Bai Bithaman Ajil(BBA) in Malaysia. In: Islamic Banking & Finance: Issues & Solutions. IIUM Press, Kuala Lumpur, pp. 11-39. ISBN 9789670225906

Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar (2011) Global financial crises: an exploratory conceptual survey of selected literatures from an Islamic perspective. In: Islam, accounting and finance: challenges and opportunities in the new decade. IIUM Press, Kuala Lumpur, pp. 60-70. ISBN 9789670225463

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2009) Home financing through Musharakah Mutanaqisah contract: some practical issues. In: IIiBF Series in Islamic Banking and Finance: 1. IIUM Institute of Islamic Banking and Finance, Kuala Lumpur, pp. 91-124. ISBN 9789834456801

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2009) Islamic home financing through Musharakah Mutanaqisah and al-Bay' bi-Thaman Ajil contracts: a comparative analysis. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 285-318. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2009) The Musharakah Mutanaqisah contract: some practical issues. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 319-343. ISBN 9789673855766

Md Saad, Norma and Abdul Razak, Dzuljastri and Abdul Rahman, Abdul Rahim (2009) Review of current practices and development of Islamic micro credit and micro financing. In: Proceedings of the Seminar on Research Findings 2008. IIUM Press, Kuala Lumpur, pp. 247-264. ISBN 9789833855780

Proceeding Paper

Abu Jaish, Anas Ahmad and Murdipi, Rafiqa and Abdul Razak, Dzuljastri and Mohd. Alwi, Norhayati (2022) The impact of digitalization towards the Sustainability of Malaysian smes: The dynamic capabilities perspective. In: 1st International Conference on Entrepreneurship, Innovation and Technology (ICEIT 2022), 25-26 Oct 2022, Malaysia (UMK). (Unpublished)

Abdul Razak, Dzuljastri and Turkan, Yavuz and Coban, Ugur (2022) The effect of the Covid-19 process on the digitalization of SMES: Turkey-Malaysia comparison. In: 1st International Conference on Islamic Economics 2022 (1st ICONIE 2022), 30th & 31st March 2022, Istanbul.

Mhd. Sarif, Suhaimi and Ismail, Yusof and Zainudin, Dolhadi and Ahmad Dahlan, Abdul Rahman and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohamad Ali, Noor Azian and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Abdul Aziz, Normaziah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd. Nor, Rizal (2021) Cooperative behavior (ta’awun) between mosques and civic organizations in empowering asnafpreneurs through IIUM m-kitchen® project. In: 2nd Kedah International Zakat Conference 2021 (KEIZAC 2021), 17-18 August 2021, Online.

Abdul Razak, Dzuljastri and Sofian, Fatimah Noor Rashidah Mohd and Zulmi, Syamsu Rizal (2021) Intention to contribute in cash waqf to assist micro entrepreneurs in covid 19 pandemic: applying theory planned behaviour. In: International Conference on Islamic Financial Literacy (ICiFIL 2021), 7-8 July 2021, Online. (Unpublished)

Ahmad Dahlan, Abdul Rahman and Ibrahim, Jamaludin and Ahmad H.Osman, Rahmah and Mhd. Sarif, Suhaimi and Jaapar, Ghazali and Man, Saupi and Abdul Razak, Dzuljastri and Mohd Ali, Noor Azian and Mohamadali, Noor Azizah and Mahri, Nurhafizah and Abdul Aziz, Normaziah and Ismail, Amelia Ritahani and Abdul Kadir, Andi Fitriah and Mansor, Hafizah and Mohd Nor, Rizal (2021) Business model shifts: masjid kitchens as soup kitchens, jobs employment and empowering asnaf entrepreneurs, and income generation for the masjid. In: International Conference on Information Technology for the Muslim World (ICT4M 2021), 4 - 6 June 2021, Virtual. (Unpublished)

Abdul Razak, Dzuljastri and Abdullah Othman, Anwar Hasan and Zulkifly, Umi Waheeda I'zaaz and Zakaria, Fatin Shafiqah (2020) Factors that determine financial performance of SMES in Malaysia. In: 2nd International Conference of World Academy of Islamic Management, 17th October 2020, Kuala Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Zulmi, Syamsu Rizal and Dawami, Qosdan (2020) Customers’ perception on Islamic crowdfunding as a possible financial solution for the andemic Covid 19 crises in Malaysia. In: Islamic Social Finance: Pandemic Crisis and Possible Solutions (ISFPCPS 2020), 29th -30th September 2020, Kuala Lumpur. (Unpublished)

hamdan, hamdino and Abdul Razak, Dzuljastri and Huridi, Mohd Hanafia and Uddin, Md Nazim (2020) Factors contributing to financial literacy among MSMEs in Klang Valley. In: World Marketing Conference 2020 ( WMC 2020 ), 3rd March 2020, Kuala Lumpur, Malaysia. (Unpublished)

Abdul Razak, Dzuljastri and Ismail, Iliyas and Othman, Anwar Hasan Abdullah and SIDIKI, Sylla and ZULM, Syamsu Rizal (2020) Factors that determines investment based Fintech crowd funding in Malaysia. In: The 12th International Conference on Islamic Economics and Finance, 14th -20th June 2020, Turkey, Istanbul. (Unpublished)

Abdul Razak, Dzuljastri and Abdul Wahab, Abdul Hamid (2019) Islamic banking adoption in Ghana. In: The 19th Kuala Lumpur International Business, Economics and Law Conference 2019 (KLibel 2019), 24-25 August 2019, Bangii, Selangor. Malaysia. (Unpublished)

Abdul Razak, Dzuljastri (2019) Issues and challenges in achievement of sustainable development goals for microfinance. In: 4th Global Forum on Islamic Economics, Finance and Banking (IEFB) 2019, 27th-28th February 2019, Lahore, Pakistan. (Unpublished)

Abdul Razak, Dzuljastri and Dawami, Qosdan and Mohamed Zakaria, Fodol (2019) Zakat, infaq, sadaqa, waqf, and qardhul Hassan in alleviating poverty for micro enterprises: a case of Baitul Maal wat tamwil in Indonesia. In: 2nd International Waqf Institution Symposium, 13th-14th July 2019, Istanbul, Turkey. (Unpublished)

Abdul Razak, Dzuljastri and Fodol, Mohamed Zakaria and AIi, Ahmad Burhan and Ahmed, Abdilahi Jama (2018) Factors that determine donors intention to endow cash waqf for microenterprises in Malaysia. In: 1st International Waqf Institution Symposium 2018, 14th-15th July 2018, Istanbul. (Unpublished)

Abdul Razak, Dzuljastri and Baharun, Farha Nabila (2018) Factors that determine customers acceptance of Ar Rahn financing in Selangor. In: The 1st International Conference Of World Academy Of Islamic Management 2018, 12-13 May 2018, Universiti Kuala Lumpur (UniKL), Kuala Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Abdullah, Moha Asri and Ersoy, Arif (2018) Small Medium Enterprises (SMES) in turkey and Malaysia a comparative discussion on issues and challenges. In: 15th Kuala Lumpur International Business Economics and Law Conference 2018 (KLIBEL 15), 28th-29th April 2018, Putrajaya, Malaysia.

Abdul Razak, Dzuljastri and Faris, Ammar and Shariff, Syazwan (2018) Factors influencing intention to use Islamic credit cards in Malaysia. In: 2nd UUM Islamic Business Management Conference, 4-5 July, 2018, Kuala Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Abdul Wahab, Abdul Hamid (2018) Promoting a sharing economy in the Islamic finance industry: A study of selected OIC countries. In: 6th Gliobal Forum On Islamic Finance (GFIF 2018), March 13-14, 2018, Lahore, Pakistan. (Unpublished)

Abdul Razak, Dzuljastri and Zakariah, Fodol Mohamed and Jama, Ahmed Abdilahi and Burhan, Ali Ahmad (2018) Relationship between service quality and customer satisfaction : an empirical study of Islamic Banks in Malaysia. In: 6th ASEAN Universities International Conference in Islamic Finance, 14th-15th November 2018, Manila, Philippines. (Unpublished)

Haque, A. K. M. Ahasanul and Ahmed, Faruk and Abdul Razak, Dzuljastri and Hashim, Nurhazirah (2017) Roles of gender, race and years of operations in developing outbound strategic Islamic tour packages of Malaysia. In: 5th Global Conference on Business and Social Sciences on Contemporary Issues in Management and Social Sciences Research-CIMSSR-2017, 4th-5th May 2017, Kuala Lumpur, Malaysia.

Haque, A. K. M. Ahasanul and Ahmed, Faruk and Rashel, Abu and Abdul Razak, Dzuljastri (2017) Involvement of Islamic attributes in Shariah-compliant hospitality: a study on Muslim students in Malaysia. In: ASIA International Multidisciplinary Conference (AIMC 2017), 1st-2nd May 2017, Johor Bharu, Johor. (Unpublished)

Adeyemi, Adewale Abideen and Amuda, Yusuf Jelili and Abdul Razak, Dzuljastri and Mohamed, Kamil Naail and Olaniyi, Oladokun Nafiu (2017) Determinant of criminal activities by some Nigerians residing in Malaysia: A socio-economic perspective. In: 4th International Conference on Law & Society (ICLAS IV) 2015, 10th-11th May 2015, Terengganu, Malaysia.

Abdul Razak, Dzuljastri and Mohamed Sofian, Nurul Hashimah and Mazlan, Nurul Huda (2017) Factors that determine parents’ awareness on the use of cash waqf for educational assistance in Malaysia. In: 4th International Islamic Economics and Finance Congress 2017 (IEFC), 15th-16th July 2017, Istanbul, Turkey. (Unpublished)

Abdul Razak, Dzuljastri and Maulana, Hartomi and Adeyemi, Adewale Abideen (2017) Measuring barriers to access financial services in east java, Indonesia: a Confirmatory Factor Analysis (CFA). In: Kuala Lumpur International Business, Economics and Law Conference (KLIBEL 9), 16th-17th April 2016, Kuala Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Abd. Rahman, Nur Hasnida (2017) The interaction effect of trust towards profit and loss sharing element in Musharakah financing for SMES. In: 5th Global Forum on Islamic Finance (GFIF), 21st-22nd March 2017, Lahore, Pakistan.

Md Zabri, Mohd Zaidi and Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar (2016) Affordable Islamic home financing in Malaysia: a potential synergistic venture between financial cooperatives and cash-waqf institutions. In: 11th International Conferance on Islamic Economics and Finance (ICIEF 2016), 11th-13th Oct. 2016, Kuala Lumpur. (Unpublished)

Abdul Wahab, Abdul Hamid and Abdul Razak, Dzuljastri (2016) Islamic wealth management in Malaysia: an assessment in the light of Maqasid Al Shariah. In: The 1st Asian Researcher Symposium 2016 : ASIAN Role in Sustainable World Development, 24-28 April 2016, Universitas Indonesia. (Unpublished)

Abdul Razak, Dzuljastri and Mohammed, Mustafa Omar and Abdul Rahman, Nur Hasnida (2016) Viability of musharakah as an alternative financing mode for small and medium enterprises: The cases of Klang Valley and Selangor, Malaysia. In: 4th Global Forum on Islamic Finance : Value Creation and Impact, 8-9 March , 2016, Lahore. (Unpublished)

Abdul Razak, Dzuljastri and Abu Samah, Zariah and Abdul Wahab, Abdul Hamid (2016) Home buyers’ perception on abandoned housing projects in Malaysia. In: Kuala Lumpur International Business, Economics and Law Conference (KLIBEL 9), 16th-17th April 2016, Hotel Putra, Jalan Tun Razak, Kuala Lumpur, Malaysia.

Abdul Razak, Dzuljastri and Mohd Ariffin, Noraini and Mohamed Noorden, Mohamed Imtiyaz (2016) Perception of stakeholders on abandoned housing projects: case for Malaysia. In: National Seminar On Abandoned Housing Projects: Causes Solutions, 7th- 8th September 2016, Kuala Lumpur, Malaysia. (Unpublished)

Abdul Razak, Dzuljastri and Che Embi, Nor Azizan and Che Mohd Salleh, Marhanum and Fakhrunnas, Faaza (2016) A study on sources of Waqf funds for higher education in selected countries. In: International Joint Conference on Islamic Economics and Finance (IJCIEF), 1st-3rd September 2016, Istanbul, Turkey.

Haron, Razali and Abdul Razak, Dzuljastri and Babatunde, Jaiyeoba Haruna (2015) A survey analysis on abandoned housing projects in Malaysia. The house buyers’ perspectives. In: International Conference on Global Business & Social Entrepreneurship (ICoGBSE2015), 25th-26th Nov. 2015, Geopark Hotel, Langkawi, Kedah.

Abdul Razak, Dzuljastri and Mohammed , Mustafa Omar and Tarique, Kazi Md. (2015) Abandoned housing projects in Malaysia and the prospect of diminishing partnership: an overview. In: The IVth International Accounting and Business Conference (IABC) 2015, 17-18 Aug 2015, Putrajaya, Malaysia.

Abdul Wahab, Abdul Hamid and Abdul Razak, Dzuljastri (2015) Relative efficiency of plantation companies in Malaysia: a financial ratio-based data envelopment analysis approach. In: Kuala Lumpur International Business, Economics and Law Conference, 18th-19th April 2015, Hotel Putra, Kuala Lumpur.

Adeyemi, Adewale Abideen and Amuda, Yusuf Jelili and Abdul Razak, Dzuljastri and Mohamed, Kamil Naail and Olaniyi, Oladokun Nafiu (2015) Determinant of criminal activities by some Nigerians residing in Malaysia: a socio-economic perspective. In: 4th International Conference on Law & Society (ICLAS IV) 2015, 10th-11th May 2015, Auditorium, Academic Building (UniSZA), Kuala Trengganu.

Abdul Razak, Dzuljastri and Abdul Hameed, Abdul Wahab (2015) Evaluation on usage of Islamic financing contracts in Malaysia: A comparative study of Bank Islam and Bank Muamalat. In: IIUM International Accounting Conference (INTAC) VI, 28th - 29th October, 2015, Kuala Lumpur. (Unpublished)

Abdullah, Moha Asri and Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar and Olaniyi, Oladokun Nafiu (2015) Justice and nature of contract as determinant of abandoned housing project. In: International Conference on Contemporary Issues in Accounting and Finance 2015 (CoCIAF 2015), 8th-10th October 2015, Hilton Kuching, Sarawak. (Unpublished)

Zabri, Zaidi and Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar (2014) An analytical framework to examine shari'ah-compliant mortgage financing by cooperative financial institutions in Malaysia. In: 2nd Asean International Conference on Islamic Finance, 12th-14th November 2014, Yogyakarta. (Unpublished)

Haque, A. K. M. Ahasanul and Abdul Razak, Dzuljastri and Momen, Abdul and Anwar, Asmalina and Hashim, Nurhazirah (2014) Exploring the role of religious motivation towards tourist satisfaction: a proposed Islamic tourism model from a Malaysian perspective. In: The 2nd International Conference on Management and Technology in Knowledge, Service, Tourism & Hospitality 2014 (SERVE 2014), 27th-28th September 2014, Jakarta, Indonesia.

Redzuan, Nur Harena and Abdul Razak, Dzuljastri (2014) Factors influencing the customers' selection towards diminishing partnership home financing: an empirical study. In: Islamic Business Management Conference (IBMC 2014), 18th-19th August 2014, Kuala Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Mohammed , Mustafa Omar and Md Zabri, Mohd Zaidi and Abdullah, Kalthom (2014) Impact of financial crisis on the Islamic banks’ customers: a case of Malaysia. In: 5th Global Islamic Marketing Conference, 22-23 Apr. 2014, Kuala Lumpur. (Unpublished)

Azam, S. M. Ferdous and Abdullah, Moha Asri and Abdul Razak, Dzuljastri and Hamdan, Hamdino (2014) Small business financial growth: from theoretical perspective. In: 5th Asia-Pacific Business Research Conference, 17th-18th February, 2014 , Hotel Istana, Kuala Lumpur.

Abbas, Kausar and Abdul Razak, Dzuljastri (2014) Who is eligible to obtain micro financing from Islamic banks?a case study of Pakistan? In: 2nd Asean International Conference on Islamic Finance, 12th-14th November 2014, Yogyakarta. (Unpublished)

Abdul Razak, Dzuljastri and Ab. Hamid, Siti Ngayesah and Ya'kob, Siti Aisyah (2013) Needs and Wants Theory: A comparison between Maslow’s Hierarchy of Needs and Maqasid al Shariah. In: The 10th Asian Academy of Management, 23-25th August 2013, Bayview Beach Resort, Penang.

Abdul Razak, Dzuljastri and Mohamad Shafi, Roslina (2013) Islamic microfinance practices and challenges in Malaysia and Palestine. In: 15th Malaysian Finance Association (MFA) Conference 2013, 2 - 3 June 2013 , Sime Darby Convention Centre, Kuala Lumpur. (Unpublished)

Abduh, Muhamad and Abdul Razak, Dzuljastri (2013) Customers’ attitude upon diminishing partnership home financing in Islamic banking. In: IIUM Research, Invention and Innovation Exhibition (IRIIE) 2013, 19th-20th February 2013, Kuala Lumpur. (Unpublished)

Abbas, Kausar and Abdul Razak, Dzuljastri (2013) The perceptions of bankers and regulators on Islamic microfinance: A case study of Pakistan. In: 2nd International Conference on Islamic Economics and Economies of the OIC Countries, 29-30 Jan 2013, Prince Hotel and Residences Kualal Lumpur. (Unpublished)

Mohd. Ariffin, Noraini and Kassim, Salina and Abdul Razak, Dzuljastri (2013) Exploring the need to shift from debt-based to equity-based financing in Islamic banks: the case of Malaysia. In: International Conference on Islamic Finance Muamalat and Financial Criminology (IFMFC), 23-24 Oct 2013, Cagayan de Oro City, Philippines. (Unpublished)

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2013) Maqasid al-shariah and Islamic religious satisfation: an empirical study of consumer behaviour of Islamic mortgage in Malaysia. In: The 2nd International Conference on Islamic Economics & Economies of OIC Countries, 29-30 Jan 2013, Prince Hotel and Residence, Kuala Lumpur, Malaysia. (Unpublished)

Abbas, kausar and Abdul Razak, Dzuljastri and Md Saad, Norma (2012) The perception of micro-entrepreneurs and petty traders towards conventional and Islamic microfinance : a case study of Pakistan. In: Islamic Finance in a Challenging Economy : Moving Forward, 27 November 2012, Kualal Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Abbas, Kausar (2012) Islamic microfinance as an alternative to conventional financing practices : The need to address the poverty in Pakistan. In: International Conference On Islamic Economics and Business (ICIEB 2012), 29 June - 1 July 2012, A' Famosa Resort Hotel, Malacca. (Unpublished)

Surur, Miftaskhus and Abdul Razak, Dzuljastri and Abduh, Muhamad (2012) The impact of macroeconomic variables on the Indonesian stock market volatility: conventional vis-a-vis Islamic stock market. In: International Conference On Islamic Capital Markets, 19-20 June 2012, Jakarta, Indonesia.

Abdul Razak, Dzuljastri and Amin, Hanudin (2012) Application of musharakah mutanaqisah home financing as an alternative to traditional debt financing : lessons learned from the U.S. 2007 sub-prime crisis. In: 14th Malaysian Finance Association Conference 2012, ‘Emerging Markets and Financial Resilience : Decoupling Growth from Turbulence , 1-3 June, 2012, , Parkroyal, Penang Resort, Penang, Malaysia. (Unpublished)

Haron, Razali and Ibrahim, Khairunisah and Abdul Razak, Dzuljastri (2012) Sukuk, bond market development and target capital structure : selected Southeast Asian Countries. In: International Islamic Accounting and Finance Conference, 20-21 November 2012, Kualal Lumpur. (Unpublished)

Md Saad, Norma and Abdul Razak, Dzuljastri (2011) Towards an application of Musharakah Mutanaqisah principle in Islamic microfinance. In: International Islamic Finance & Business Symposium and Halal Carnival 2011, 6-8 October, 2011, Dewan Tuanku Canselor (DATC), UiTM. (Unpublished)

Abdul Razak, Dzuljastri and Mohammed, Mustafa Omar (2011) Global financial crises: an exploratory conceptual survey of selected literatures from an Islamic perspective. In: IIUM International Accounting Conference V (INTAC V), 12-13 July, 2011, Pan Pacific KLIA. (Unpublished)

Abdul Razak, Dzuljastri and Abduh, Muhamad (2010) Customers’ attitude and purchase intention toward diminishing partnership home financing in Malaysia: a structural equation modeling approach. In: 1st International Conference On Islamic Marketing and Branding. Exploring Issues and Challenges, 29-30th November 2010, Kuala Lumpur. (Unpublished)

Abdul Razak, Dzuljastri and Ismail, Yusof (2010) Diminishing partnership: bankers strategic response to Shariah compliance home financing. In: International Conference on Marketing (ic-MAR 2010), 23-24 June, 2010, Kuala Lumpur, Malaysia. (Unpublished)

Abdul Razak, Dzuljastri and Md Taib, Fauziah (2009) Consumers’ perception on Islamic home financing: empirical evidences on Bai Bithaman Ajil (BBA) and diminishing partnership (DP) in Malaysia. In: The 8th Asian Academy of Management International Conference, 18-20 December 2009, Kuantan, Pahang.

Abdul Razak, Dzuljastri and Md Taib, Fauziah (2009) Diminishing partnership home financing concept as an alternative to Bai Bithaman Ajil (BBA): empirical evidences from the perceptions of Shariah scholars and bankers. In: The 3rd ISDEV International Islamic Development Management Conference(IDMAC 2009) , 28-29 October, 2009, Universiti Conference Hall, Universiti Sains Malaysia. (Unpublished)

Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar and Md Taib, Fauziah (2008) Consumers’ acceptance on Islamic home financing: empirical evidence on Bai Bithaman Ajil (BBA) in Malaysia. In: IIUM International Accounting Conference IV (INTAC IV), 24-26 June, 2008, Marriot Putrajaya Hotel. (Unpublished)

Abdul Razak, Dzuljastri and Mohamed, Mustafa Omar and Md Taib, Fauziah (2008) The Performance Measures of Islamic Banking Based on the Maqasid Framework. In: IIUM International Accounting Conference IV (INTAC IV), 24-26 June, 2008, Marriot Putrajaya Hotel. (Unpublished)

Abdul Razak, Dzuljastri and Mydin Meera, Ahamed Kameel (2007) Home Financing through the Musharakah Mutanaqisah Contracts: Some Practical Issues. In: 5th International Islamic Banking Conference Islamic Finance , 3-4 Sept, 2007, Ritz Carlton, Kuala Lumpur. (Unpublished)

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri and Haron, Razali (2006) Musharakah Mutanaqisah and Al-Bay’ Bithaman Ajil Contracts as means for homeownership: a conceptual comparison. In: Young Scholars Conference, 18-20 April 2006, Langkawi. (Unpublished)

Abdul Razak, Dzuljastri and Mydin Meera, Ahamed Kameel (2005) Islamic Home Financing through Musharakah Mutanaqisah and al-Bay’ Bithaman Ajil Contracts: A Comparative Analysis. In: 3rd International Islamic Banking and Finance Conference, 16-17 November 2005, Kuala Lumpur.

Monograph

Abdullah, Moha Asri and Mohd Alwi, Norhayati and Sulaiman, Maliah and Abdul Razak, Dzuljastri and Mohd Thas Thaker, Mohamed Asmy and Ismail, Yusof and Maulan, Suharni (2020) SMEs and their accessibility to Islamic financing in Malaysia. Research Report. UNSPECIFIED. (Unpublished)

Che Mohd Salleh, Marhanum and Razali, Siti Salwani and Kassim, Salina and Abdullah, Nurdianawati Irwani and Abdul Razak, Dzuljastri and Megat Laksana, Nan Noorhidayu and Che Embi, Nor Azizan and Mustapha Kamal, Bidayatul Akmal (2018) Developing a sustainable model of a waqf-based takaful model for flood victims in Malaysia. Project Report. UNSPECIFIED. (Unpublished)

Islam, Rafikul and Mohamed, Mustafa Omar and Tarique, Kazi Md. and Radzuan, Ummi Nasyrah and Abdul Razak, Dzuljastri and Hamdan, Hamdino (2018) Performance evaluation index for Islamic banks based on Maqasid al-Shariah. Research Report. UNSPECIFIED. (Unpublished)

Md Saad, Norma and Abdul Razak, Dzuljastri (2013) Towards an application of Musharakah Mutanaqisah principle in Islamic microgfinance. Research Report. s.n, Kuala Lumpur. (Unpublished)

This list was generated on Thu Mar 28 10:58:24 2024 +08.