Willingness to be a partner in musharakah mutanaqisah home financing: empirical investigation of psychological factors = Kesediaan menjadi rakan dalam pembiayaan rumah musharakah mutanaqisah: kajian empirikal faktor-faktor psikologi

Amin, Hanudin and Abdul Rahman, Abdul Rahim and Abdul Razak, Dzuljastri (2014) Willingness to be a partner in musharakah mutanaqisah home financing: empirical investigation of psychological factors = Kesediaan menjadi rakan dalam pembiayaan rumah musharakah mutanaqisah: kajian empirikal faktor-faktor psikologi. Jurnal Pengurusan, 40. pp. 69-81. ISSN 0127-2713

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Abstract

This study is aimed at explaining factors influencing the intention to be a partner amongst bank customers in musharakah mutanaqisah home financing. Drawing upon the theory of planned behavior (TPB), this study assesses the model in order to examine the effects of three explanatory factors namely attitude, subjective norm and perceived behavioral control on the intention to be a partner in the context of Islamic home financing. This study modifies the TPB to reflect musharakah mutanaqisah home financing. The model of the study is assessed using survey data from 168 respondents among bank customers. The findings suggest that attitude, subjective norm and perceived behavioral control are significantly influencing the intention to be a partner. The relationship between attitude and subjective norm is also significant. Thefindings demonstrate the applicability of the TPB in the musharakah mutanaqisah home financing context. The findings are also useful to bank managers in effectively managing Islamic home financing facilities.

Item Type:	Article (Journal)
Additional Information:	4433/38128
Uncontrolled Keywords:	Islamic banking; musharakah mutanaqisah; Islamic home financing; psychological factors; Malaysia
Subjects:	H Social Sciences > HG Finance > HG4001 Financial management. Business finance. Corporation finance.
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Kulliyyah of Economics and Management Sciences > Department of Finance
Depositing User:	Dr Dzuljastri Abdul Razak
Date Deposited:	09 Sep 2014 12:10
Last Modified:	12 Jun 2018 15:46
URI:	http://irep.iium.edu.my/id/eprint/38128

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