Investigation of constituent determinants of financial inclusion: evidence from Mauritania

Sidi, Mohamed Khalifa and Kassim, Salina (2023) Investigation of constituent determinants of financial inclusion: evidence from Mauritania. International Journal of Economic Policy in Emerging Economies, 17 (4). pp. 524-538. ISSN 1752-0452 E-ISSN 1752-0460

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Abstract

It has been globally acknowledged that financial inclusion is one of the most important methods to achieve sustainable development and reduce the incidence of poverty in society. Unfortunately, more than 50% of the adults in the low-income countries are still financially excluded. This paper empirically examines the potential determinants of accessibility to financial services among the Mauritanians. In methodology, a total of 583 self-administered questionnaires were collected based on random sampling method from the three largest cities in Mauritania, namely, Nouakchott, Nouadibou, and Kiffa. Logistic regression analysis was performed to determine the critical factors influencing financial inclusion in Mauritania. The results highlight specific determinants affecting financial inclusion among the households in Mauritania (such as location, religious activities, financial cost, and financial literacy). The study recommends that these factors must be given due consideration in the efforts of increasing financial inclusion among the Mauritanians.

Item Type:	Article (Journal)
Uncontrolled Keywords:	financial inclusion; religious factor; account ownership; Sub-Saharan Africa; Mauritania; logistic regression
Subjects:	H Social Sciences > HG Finance H Social Sciences > HG Finance > HG1501 Banking H Social Sciences > HG Finance > HG3368 Islamic Banking and Finance H Social Sciences > HM Sociology
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Institute of Islamic Banking & Finance (IIiBF)
Depositing User:	Prof. Dr. Salina Kassim
Date Deposited:	18 Jan 2024 15:02
Last Modified:	18 Jan 2024 15:02
URI:	http://irep.iium.edu.my/id/eprint/110253

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