IIUM Repository

Prof. Dr. Salina Kassim

Professor

IIUM Institute of Islamic Banking and Finance

International Islamic University Malaysia

Islamic social finance, Islamic finance-economy nexus, Islamic financial inclusion, Women empowerment, Monetary economics

Dr Salina has a great passion in writing scholarly articles in various areas of Islamic banking and finance. She has published extensively in academic journals with nearly 200 scholarly articles in the areas of her research interests. She has also published several books mainly in the areas of Islamic finance. In recognition to her dynamic role as a subject matter expert, she has been appointed as member of the editorial boards of several reputable international and local journals. At present, she is supervising (and has supervised) nearly 80 post-graduate candidates at the PhD and Masters levels. She has also served as internal and external examiners for Masters and PhD theses in several universities, apart from being appointed as Adjunct Professor, Visiting Research Fellow and trainer atmore...

• PhD in Economics, International Islamic University Malaysia, August 2006 • Master in Economics, University of Missouri-St. Louis, USA, February 1995 • Bachelor in Economics, University of Arizona, Arizona, USA, September 1993 • University Teknologi Mara-Indiana University Preparatory Program, 1989-1991

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Latest Additions

  1. Martiana, Andri and Kassim, Salina and Zakariyah, Habeebullah and Raihanun, Siti (2024) Qualitative study on the factors affecting the occurrence of agency problem in microenterprise financing in Baitul Maal wa Tamwil. Journal of Islamic Economic and Business Research, 4 (2). pp. 264-281. ISSN 2798-1207 E-ISSN 2798-1304
  2. Wulandari, Permata and Kassim, Salina (2024) Empowering female entrepreneurs through access to digital microfinance services. International Journal of Gender and Enterpreneurship, 16 (4). pp. 1-17. ISSN 1756-6266 E-ISSN 1756-6274
  3. Jazmiyanti, Nisrina and Cahyono, Eko Fajar and Kassim, Salina (2024) Is there a relationship between Islamic banking liquidity and inflation? Empirical evidence from Indonesia. Ekonomi Islam Indonesia, 6 (1). pp. 1-10. E-ISSN 2715-6346
  4. Muhammad, Niaz Makhdum and Kassim, Salina and Mahadi, Nur Farhah and Engku Ali, Engku Rabiah Adawiah (2024) Prospects of a partnership-based Islamic microfinance model in Bangladesh: clients perspectives. In: Islamic Finance, Contributions to Management Science. Springer Nature, Switzerland AG 2025, pp. 159-169. ISBN 978-3-031-48769-9
  5. Martiana, Andri and Kassim, Salina and Zakariyah, Habeebullah (2024) Risk mitigation strategy for agency problems in micro business financing of Baitul Maal wa Tamwil: a qualitative SWOT analysis. In: Islamic Finance, Contributions to Management Science. Springer Nature, Switzerland AG 2024, pp. 615-626.
  6. Wijaya, Haykal Rafif and Hijrah Hati, Sri Rahayu and Ekaputra, Irwan Adi and Kassim, Salina (2024) The impact of religiosity and financial literacy on financial management behavior and well-being among Indonesian Muslims. HUMANITIES AND SOCIAL SCIENCES COMMUNICATIONS, 11 (1). pp. 1-13. ISSN 2662-9992
  7. Zulfaka, Auni and Kassim, Salina (2024) Determinants of intention to comply with Islamic financial planning: an exploratory study. Journal of Islamic Social Finance, 2 (1). pp. 39-51. E-ISSN 3009-0687
  8. Abdullah, Ziarmal and Kassim, Salina and Shams, Shamsullah and Sharofiddin, Ashurov (2024) Roles of service quality and religiosity in determining customers’ retention in Islamic banks: empirical evidence from southwestern Afghanistan. Turkish Journal of Islamic Economics (TUJISE), 11 (2). pp. 106-136. ISSN 2147-9054 E-ISSN 2587-232X
  9. Islam, Gazi Taufiq and Malakar, Surajit and Hassan, Khondekar Lutful and Dey, Rajesh and Mahajan, Rupali A and Kassim, Salina (2024) A comparative analysis of machine learning approaches in sukuk price estimation across global regions. Social Science Research Network (SSRN). pp. 1-10.
  10. Ismail Mohamed, Kadra and Kassim, Salina (2024) Challenges of geothermal energy development in East Afican countries: case of Djibouti geothermal projects. International Journal of Social Science Research, 6 (2). pp. 1-13. E-ISSN 2710-6276
  11. Muhamat, Amirul Afif and Nizar, Nurhuda and Senawi, Azhan Rashid and Abdul Karim, Norzitah and Kassim, Salina and Ismail, Heazar (2024) Green sukuk issuance: a case study of public university in Malaysia. Journal of Sustainability Science and Management, 19 (11). pp. 210-222. ISSN 1823-8556 E-ISSN 2672-7226
  12. Kamarudin, Ainatul Aqilah and Duasa, Jarita and Kassim, Salina and Imon, Riasat Amin (2023) Takaful-growth nexus before and after the implementation of IFSA 2013: empirical evidence from Malaysia. International Journal of Islamic Banking and Finance Research, 11 (1). pp. 50-60. ISSN 2576-4136 E-ISSN 2576-4144
  13. Saifurrahman, Adi and Kassim, Salina (2024) Regulatory issues inhibiting the financial inclusion: a case study among Islamic banks and MSMEs in Indonesia. Qualitative Research in Financial Markets, 16 (4). pp. 589-617. ISSN 1755-4179 E-ISSN 1755-4187
  14. Sidi, Mohamed Khalifa and Kassim, Salina (2023) Investigation of constituent determinants of financial inclusion: evidence from Mauritania. International Journal of Economic Policy in Emerging Economies, 17 (4). pp. 524-538. ISSN 1752-0452 E-ISSN 1752-0460
  15. Saifurrahman, Adi and Kassim, Salina (2023) Enhancing the MSME Islamic financial inclusion in Indonesia: an institutional theory perspective. Journal of Accounting and Finance, 23 (2). pp. 6-25. ISSN 2158-3625
  16. Martiana, Andri and Yunita, Ani and Jauhari, Sobar M. and Kassim, Salina and Wong, Wing-Keung (2023) First stage evaluation of ISSuFiRs: Partners’ Financial Report Monitoring System by Islamic Financial Cooperatives (BMT) in Indonesia. In: International Conference on Environment and Smart Society, Yogyakarta, Indonesia.
  17. Rapi, Muh Zul Hazmi and Kassim, Salina (2023) Perception and intention to participate in microtakaful scheme among Indonesians: an application of Ajzen’s theory of planned behavior. Journal of Islamic Monetary Economics and Finance, 9 (1). pp. 133-166. ISSN 2460-6146 E-ISSN 2460-6618
  18. Ratnasari, Ririn Tri and Prajasari, Anniza Citra and Kassim, Salina (2023) Does religious knowledge level affect brand association and purchase intention of luxury cars? Case of the Lexus cars in Indonesia. Journal of Islamic Marketing, 14 (4). pp. 988-1006. ISSN 1759-0833
  19. Zulfikri, Zulfikri and Kassim, Salina and Othman, Anwar Hasan Abdullah (2023) A conceptual framework of the blockchain technology adoption for zakat institution in Indonesia. European Journal of Islamic Finance, 10 (1). pp. 16-23. E-ISSN 2421-2172
  20. Sidi, Mohamed Khalifa and Kassim, Salina (2023) Is religion important in predicting attitude and intention towards adopting Islamic banking? Evidence from Mauritania. Journal of Muamalat and Islamic Finance Research, 20 (1). pp. 24-34. ISSN 1823-075X E-ISSN 2948-5266

Most Viewed Items

Item titleViews
1Dynamics of financial development, economic growth and poverty alleviation: the Indonesian experience2360
2The contributions of takaful industry towards economic growth, savings and investment in Malaysia1484
3Pricing practices of Ar-Rahnu providers in Malaysia1260
4Does capital adequacy ratio influence risk-taking behaviour of conventional and Islamic banks differently? Empirical evidence from dual banking system of Malaysia1069
5Islamic financial system theory and practice1017
6Assessing the contribution of Islamic finance to economic growth: empirical evidence from Malaysia1002
7Islamic cooperative: an alternative to commercial Islamic banking987
8Institutional and macroeconomic determinants of financial development in the OIC countries985
9Competition between conventional and Islamic banks in Malaysia revisited978
10Impact of financial shocks on Islamic banks: Malaysian evidence during 1997 and 2007 financial crises 977
11Contract agreement model for murabahah financing in Indonesia Islamic banking972
12Does financial development reduce poverty? Empirical evidence from Indonesia957
13Banks, stock market and economic growth in developing countries: a re-assessment using panel cointegration approach 953
14Islamic finance and economic growth: the Malaysian experience936
15An analysis of customer satisfaction on employee professionalism: a comparison between Islamic and conventional banks in Malaysia932
16The role of bank loans and deposits in the monetary transmission mechanism in Malaysia 930
17Role of Ar-Rahnu as micro-credit instrument in achieving financial self-sufficiency among women micro-entrepreneurs924
18Identification of macroeconomic determinants for diversification and investment strategy for Islamic unit trust funds in Malaysia917
19Foreign portfolio investment inflows and economic performance in Malaysia: a disaggregated analysis913
20Analysing ar-rahnu in the context of informal credit market theory: evidence from women micro-entrepreneurs in Malaysia910
21Waqf forest: how waqf can play a role in forest preservation and SDGs achievement?905
22Protecting the pawners: appraising the role of Ministry of Urban Wellbeing, Housing and Local Government899
23Issues and challenges in financing the poor: case of Baitul Maal Wa Tamwil in Indonesia899
24Debt taking and charity-giving among low-income households: strengthening resilience in Islamic perspective893
25Issues and challenges in management of waqf in Ningxia Province of China886
26What does the relationship among unit trust funds indicate about optimal portfolio investment diversification strategy? Case of the Malaysian Islamic unit trust funds industry882
27Monetary policy transmission through the bank-financing channel in Malaysia: Evidence from bank-level data876
28Do conventional and Islamic stock markets subject to different market anomalies? Empirical evidences from Indonesia and Malaysia870
29Acceptance of shari?ah-compliant precious metal-backed cryptocurrency as an alternative currency: an empirical validation of adoption of innovation theory869
30Economic forces and Islamic stock market: Empirical evidences from Malaysia869