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Re-inventing PTPTN study loan with blockchain and smart contracts

Gazali, Haneffa Muchlis and Hassan, Rusni and Mohd Nor, Rizal and Rahman, Hafizur M.M (2017) Re-inventing PTPTN study loan with blockchain and smart contracts. In: 2017 8th International Conference on Information Technology (ICIT), 17th-18th May 2017, Amman, Jourdan.

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Abstract

The issue of default payments from borrowers of the National Higher Education Fund Corporation (PTPTN) is worrisome. Many borrowers fail to pay their loans and claims that the PTPTN has poor management and filing system. This study proposed a prototype for managing study loan repayment utilizing blockchain and smart contracts. Borrowers have full access toward their accounts and ledgers while corporation filing and management system get automatically up-to-date with the assistance of smart contracts.

Item Type: Conference or Workshop Item (Plenary Papers)
Additional Information: 1525/62907
Uncontrolled Keywords: component; formatting; style; styling; insert (key words)
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HG Finance
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button): Institute of Islamic Banking & Finance (IIiBF)
Kulliyyah of Information and Communication Technology > Department of Computer Science
Kulliyyah of Information and Communication Technology > Department of Computer Science
Depositing User: Dr Rusni Hassan
Date Deposited: 21 Mar 2018 16:08
Last Modified: 26 Jun 2018 11:42
URI: http://irep.iium.edu.my/id/eprint/62907

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