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Structure analysis of Islamic microfinancing, social capital and ICT usage towards on women micro-entrepreneurs’ performance in Malaysia

Hamdan, Nur Hazirah and Kassim, Salina and Mustapha, Nur Diyana and Seman, Shahri Abu (2023) Structure analysis of Islamic microfinancing, social capital and ICT usage towards on women micro-entrepreneurs’ performance in Malaysia. In: From Industry 4.0 to Industry 5.0. Studies in Systems, Decision and Control (470). Springer Science and Business Media Deutschland GmbH, Switzerland, pp. 163-181.

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Abstract

The purpose of this study is to examine the effects of Islamic microfinancing, social capital, and Information Communication and Technology (ICT) usage on the performance of women micro-entrepreneurs in Islamic microfinance institution (IMFI) in Malaysia. The study employed a quantitative approach and conducted a cross-sectional survey on 115 women micro-entrepreneurs under Amanah Ikhtiar Malaysia (AIM). Through the partial least square-structural equation model (PLS-SEM), it was found that Islamic microfinancing, social capital, and ICT usage had significant influences on performance of women micro-entrepreneurs who were financed by AIM. There are some limitations of this study including the scope of the study and sample size. However, the results of this study extended and enhanced the entrepreneurship theory of resource-based view (RBV), emphasizing the critical nature of comprehending a firm’s competitive advantage in terms of performance and growth achieved via its resources and capabilities. This study would assist IMFIs and governments in improving infrastructures, devising comprehensive business strategies and educating women micro entrepreneurs on the benefits of the digital economy towards business sustainability and growth.

Item Type: Book Chapter
Uncontrolled Keywords: Islamic microfinancing · Social capital · ICT usage · Women micro-entrepreneurs’ performance
Subjects: H Social Sciences > HF Commerce > HF5475.I74 Halal business, entrepreneur, marketing, management, and administration
H Social Sciences > HG Finance
H Social Sciences > HG Finance > HG3368 Islamic Banking and Finance
T Technology > T Technology (General)
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button): Institute of Islamic Banking & Finance (IIiBF)
Depositing User: Prof. Dr. Salina Kassim
Date Deposited: 18 Jan 2024 10:53
Last Modified: 18 Jan 2024 12:03
URI: http://irep.iium.edu.my/id/eprint/110220

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