Maqasid al-Shariah-based strategies for enhancing digital adoption among B40 Muslim entrepreneurs

Busari, Saheed Abdullahi and Abd. Rokis, Rohaiza and Md. Sawari, Mohd Fuad and Mohamadali, Noor Azizah and Amanullah, Muhammad (2025) Maqasid al-Shariah-based strategies for enhancing digital adoption among B40 Muslim entrepreneurs. Journal of Islamic Finance, 14 (2). pp. 160-169. ISSN 2289-2117 E-ISSN 2289-2109

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Abstract

In Malaysia’s pursuit of a digital economy, many B40 Muslim entrepreneurs remain excluded due to socioeconomic constraints and a lack of alignment between digital initiatives and Islamic ethical values. This study investigates how Maqasid al-Shariah principles can be strategically applied to enhance digital adoption among this underserved group. The objective is to develop a values-driven framework that integrates Islamic ethical priorities into digital inclusion strategies. A qualitative methodology was employed, combining library research for conceptual and theoretical grounding with focus group discussions (FGDs) involving Islamic scholars, digital economy practitioners, policymakers, and B40 Muslim entrepreneurs to capture diverse perspectives and enhance validity. The findings reveal that the fundamental objectives of Maqasid al-Shariah, especially protection of wealth (Hifz al-Mal) and dignity (Hifz al-‘Ird), provide a relevant foundation for fostering ethical and sustainable digital adoption. Sub-themes include incentivizing compliance, integrating Islamic values into digital tools, promoting Shariah-compliant financial products, and leveraging religious institutions for digital education. This study offers practical and theoretical contributions by proposing a Maqasid al-Shariah-based digital inclusion framework for Muslim entrepreneurs in the B40 segment. Its implications extend to policymakers, Islamic fintech developers, and educators seeking to promote equitable and ethically grounded digital participation in Muslim-majority societies.

Item Type:	Article (Journal)
Uncontrolled Keywords:	Maqasid Shariah, Digital Adoption Strategies, B40 Muslim Entrepreneurs, Strategies
Subjects:	BPH Islamic Economics > BPH72 Economic development. Growth. Sustainable development. Sustainability BPK Islamic law. Shari'ah. Fiqh > BPK36 Islamic law (General) > BPK78 Usul al-fiqh > BPK109 Sources of Islamic law > BPK121 Ijtihad > BPK125 Applicability of Ijtihad. Instances of application > BPK125.2 Harmonisation of Shari’ah and law
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Kulliyyah of Islamic Revealed Knowledge and Human Sciences > Department of Fiqh and Usul al-Fiqh Kulliyyah of Islamic Revealed Knowledge and Human Sciences Kulliyyah of Information and Communication Technology Kulliyyah of Information and Communication Technology
Depositing User:	Dr. Saheed Abdullahi Busari
Date Deposited:	30 Sep 2025 10:28
Last Update:	30 Sep 2025 10:28
URI:	http://irep.iium.edu.my/id/eprint/123449
Indexed In:	MyCite

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