Automating the Set-Aside earnings for SMEs financing using AI technology: A Qard al-Hasan fintech solution for Yemeni Islamic Banks

Adam Sa'ad, Auwal and Abdallah, Almellah (2021) Automating the Set-Aside earnings for SMEs financing using AI technology: A Qard al-Hasan fintech solution for Yemeni Islamic Banks. In: International Conference on Computing and Technological Solutions with Artificial Intelligence, 23 - 25 April 2021, Virtual. (Unpublished)

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Abstract

The source is called the Set-aside earning which means a unique income that comes unwantedly into the balance sheet of an Islamic banks, the earning could be resulted from the profits gained as a result of the Islamic banks dealing with conventional or interest-bearing banks or earning that comes as a result of a sanctioned Islamic banking product or any other earning that was sanctioned by the Shari’ah committee of an Islamic bank. The Shariah model used for this initiative is Qard al-Hasan financing model. Qard al-Hasan means “a transfer of ownership of a fungible asset from a lender to a borrower in exchange for a payment of the original amount payable in the future” (ISRA, 2016).

Item Type:	Conference or Workshop Item (Slide Presentation)
Uncontrolled Keywords:	Set aside earning, Artificial Intelligence, Qard al-Hasan
Subjects:	BPH Islamic Economics
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Institute of Islamic Banking & Finance (IIiBF)
Depositing User:	DR. Auwal Adam Sa'ad
Date Deposited:	27 Jul 2021 10:51
Last Modified:	27 Jul 2021 10:51
URI:	http://irep.iium.edu.my/id/eprint/89530

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