Factors influencing intention to use Islamic credit cards in Selangor

Abdul Razak, Dzuljastri and Ahmad Faris, Ammar and Mohamed Sharif, Mohammad Syarwan and E Azam, Md Siddique (2019) Factors influencing intention to use Islamic credit cards in Selangor. International Journal of Islamic Business, 4 (1). pp. 1-15. E-ISSN 0127-662X

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Abstract

Islamic credit card (ICC) has been widely used for personal consumption. The use of ICC is gaining prominence as an alternative to conventional credit card as the concept and operations are permissible by the shariah. The paper aims to determine factors influencing intention to use ICC based on three variables namely benefits, fair charges and religious motivation. A quantitative methodology was conducted via a survey of 102 respondents in the state of Selangor. The results indicated that benefits and religious motivations have significant influence on the intention to use Islamic credit cards. Hence, practitioners should incorporate the two factors in their marketing efforts to promote ICC. The academician can benefit by conducting further research on this eminence body of knowledge.

Item Type:	Article (Journal)
Additional Information:	4433/77362
Uncontrolled Keywords:	Islamic Credit Card; Benefits; Fair charges; Religious motivations; Selangor
Subjects:	BPH Islamic Economics H Social Sciences > HB Economic Theory > HB126.4 Islamic Economics H Social Sciences > HG Finance > HG3368 Islamic Banking and Finance
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Kulliyyah of Economics and Management Sciences > Department of Finance Kulliyyah of Economics and Management Sciences
Depositing User:	Dr Dzuljastri Abdul Razak
Date Deposited:	30 Dec 2019 10:22
Last Modified:	08 Apr 2020 17:41
URI:	http://irep.iium.edu.my/id/eprint/77362

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