Sakti, Muhammad Rizky Prima and Mohamad, Azhar (2018) Efficiency, stability and asset quality of Islamic vis-à-vis conventional banks: evidence from Indonesia. Journal of Islamic Accounting and Business Research, 9 (3). pp. 378-400. ISSN 1759-0817
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Abstract
urpose – This paper aims to examine how Indonesian Islamic banks differ from conventional banks in terms of their business model, asset quality, stability and efficiency. Design/methodology/approach – Based on data from 2008 to 2012, the authors use t-test, z-score and data envelopment analysis (DEA) to assess the business model, as well as the asset quality, stability and efficiency of both the Islamic and conventional banks. Findings – The results indicate that there are significant differences between the two – Islamic banks appear to not follow the conventional business model. Secondly, Islamic banks seem to have better asset quality and to be more stable than their conventional counterparts. Originality/value – Finally, the DEA results also indicate that Islamic banks are relatively more efficient than conventional banks, as shown by their higher overall efficiency, as well as technical efficiency.
Item Type: | Article (Journal) |
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Additional Information: | 3334/64515 |
Uncontrolled Keywords: | Indonesia; Stability; Efficiency; Islamic banks; Asset quality. |
Subjects: | H Social Sciences > HG Finance > HG3368 Islamic Banking and Finance |
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button): | Kulliyyah of Economics and Management Sciences > Department of Finance |
Depositing User: | Dr Azhar Mohamad |
Date Deposited: | 18 Jul 2018 09:01 |
Last Modified: | 24 Jan 2019 11:20 |
URI: | http://irep.iium.edu.my/id/eprint/64515 |
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