Qard Taysir financing: a sustainable model for social responsibility product in Islamic banks

Al-Melahi, Abdellah Ali Ahmed and Adam Sa'ad, Auwal and Syed Jaafar Alhabshi, Syed Musa (2025) Qard Taysir financing: a sustainable model for social responsibility product in Islamic banks. In: Big Data in Finance: Transforming the Financial Landscape. Studies in Big Data (169). Springer, pp. 23-32. ISBN 978-3-031-80655-1

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Abstract

This study explores developing and implementing the Qarḍ Taysīr financing model as a sustainable and socially responsible solution within Islamic banks. Rooted in Sharīʿah principles, the Qarḍ Taysīr model provides interest-free loans aimed at empowering underserved communities and supporting small businesses. The research combines a review of existing literature, expert consultations, and analysis of current practices to design a model that integrates ethical financing sources, robust risk management strategies, and efficient disbursement mechanisms. The study highlights the model’s alignment with Maqāṣid al-Sharīʿah, empha- sising the preservation of wealth and socio-economic stability. The findings demon- strate the model’s potential to enhance the social responsibility efforts of Islamic banks, contributing to broader economic stability and community welfare. This study concludes with recommendations for the adoption and practical implementation of the Qarḍ Taysīr financing model, underscoring its significance in advancing the ethical and social objectives of Islamic finance.

Item Type:	Book Chapter
Uncontrolled Keywords:	Qarḍ Taysīr financing, Islamic banks, Sustainable model, Social responsibility, Product
Subjects:	BPH Islamic Economics BPK Islamic law. Shari'ah. Fiqh
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Institute of Islamic Banking & Finance (IIiBF)
Depositing User:	DR. Auwal Adam Sa'ad
Date Deposited:	18 Aug 2025 09:21
Last Modified:	18 Aug 2025 09:21
URI:	http://irep.iium.edu.my/id/eprint/122615

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