Impact assessment of Covid-19 outbreak on technical efficiency and growth trajectory of the banking sector

Jaiyeoba, Haruna Babatunde and Haron, Razali and Oladokun, Nafiu Olaniyi (2023) Impact assessment of Covid-19 outbreak on technical efficiency and growth trajectory of the banking sector. In: The 2nd GPDRL College of Law International Conference on Legal, Socio-economic Issues and Sustainability (GPDRLIC2023), 19-20 March 2023, Riyadh, Saudi Arabia. (Unpublished)

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Abstract

This study aims to ascertain whether the outbreak of Covid-19 pandemic threatens the efficiency and growth trajectory of the banking sector from the perspective of Nigerian publicly quoted banks. To achieve the stated aim, data were obtained from the annual reports of 13 publicly quoted banks in Nigeria, covering five quarters prior and five quarters after the nationwide lockdown due to the Covid-19. The data obtained were mainly analysed using data envelopment analysis (DEA) and latent growth curve modeling (LGCM). The DEA results show an upward trend in the average scores of technical efficiency, pure technical efficiency, and scale efficiency in both periods. The LGCM results reveal that there is statistically insignificant difference in banks’ growth trajectory (rate of change) in both periods. Overall, our analyses suggest that the outbreak of Covid-19 does not threaten the efficiency and growth trajectory of the banking sector. While we have revealed that the emergence of Covid-19 did not threaten the efficiency and growth trajectory of the banking sector, the insignificant difference between the pre and post nationwide lockdown suggests that there is an insignificant improvement in the efficiency and growth trajectory of the banking sector during the post nationwide lockdown period.

Item Type:	Proceeding Paper (Slide Presentation)
Uncontrolled Keywords:	COVID-19 pandemic · DEA · Technical efficiency · Banking sector · Latent growth curve modelling
Subjects:	H Social Sciences > HG Finance H Social Sciences > HG Finance > HG1501 Banking
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Institute of Islamic Banking & Finance (IIiBF) International Institute for Halal Research and Training (INHART)
Depositing User:	Dr. Haruna Babatunde Jaiyeoba
Date Deposited:	21 Nov 2023 11:24
Last Modified:	21 Nov 2023 11:24
URI:	http://irep.iium.edu.my/id/eprint/107432

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