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An empirical analysis of factors that determine poverty among the beneficiaries of Pakistan Poverty Alleviation Fund

Owolabi Yusuf, Muhammad-Bashir and Shirazi, Nasim Shah and Mat Ghani, Gairuzazmi (2016) An empirical analysis of factors that determine poverty among the beneficiaries of Pakistan Poverty Alleviation Fund. Journal of Enterprising Communities, 10 (3). pp. 306-320. ISSN 1750-6204

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Abstract

Purpose – This study aims to examine the determinants of poverty among microcredit beneficiaries in Pakistan Poverty Alleviation Fund.Design/methodology/approach – The study is based on a nationwide survey of microcredit beneficiaries of Pakistan Poverty Alleviation Fund. Using the national poverty line, this study classified borrowers into the poor and the non-poor. A Tobit model was estimated to examine the determinants of poverty among the borrowers. Findings – The model was found to fit the data well and six out of the ten specified independent variables are found to be statistically significant. Practical implications – The results of the study can be helpful in fully characterizing poverty dynamics and in policy formulation in using microcredit to reduce poverty. Originality/value – The paper is the first to examine the determinants of poverty among Pakistan Poverty Alleviation Fund recipients

Item Type: Article (Journal)
Additional Information: 2565/53244
Uncontrolled Keywords: Household,determinants, poverty, microcredit, PPAF, tobit regression
Subjects: H Social Sciences > H Social Sciences (General)
Kulliyyahs/Centres/Divisions/Institutes: Kulliyyah of Economics and Management Sciences > Department of Economics
Depositing User: Gairuzazmi Ghani
Date Deposited: 07 Dec 2016 13:22
Last Modified: 31 Mar 2017 09:16
URI: http://irep.iium.edu.my/id/eprint/53244

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