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Akta Perkhidmatan Kewangan Islam 2013: Tinjauan awal kesannya dalam industri takaful

Abd Hamid, Mohamed Hadi and Hassan, Rusni (2014) Akta Perkhidmatan Kewangan Islam 2013: Tinjauan awal kesannya dalam industri takaful. Kanun- Jurnal Undang-Undang Malaysia, 26 (2). pp. 254-267. ISSN 0128-2670

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Abstract

Akta Perkhidmatan Kewangan Islam 2013 yang berkuat kuasa mulai 30 Jun 2013 telah memansuhkan Akta Takaful 1984 yang menjadi tunjang industri takaful Malaysia selama ini. Akta baharu ini bertujuan menggalakkan kestabilan kewangan dan pematuhan syariah seperti yang diharapkan oleh masyarakat selaku pengguna produk patuh syariah. Penguatkuasaan akta baharu ini sudah tentunya memberikan pelbagai impak terhadap industri takaful. Berdasarkan latar belakang ini, makalah ini akan menganalisis kesan yang timbul dengan kemunculan akta baharu ini. Berdasarkan peruntukan di bawah akta baharu, industri takaful berdepan dengan pelbagai cabaran untuk memastikan kehendak undang-undang dapat dipatuhi selaras dengan tuntutan patuh syariah dalam operasi dan aktiviti pengendalian takaful. Islamic Financial Services Act 2013 (IFSA) has come into force on 30 June 2013 and it repeals the previous Takaful Act 1984 which has been the backbone of takaful industry for almost thirty years. IFSA aims to promote financial stability and compliance with shariah, in line with the expectation of public as consumers and subscribers of shariah compliant products. The enforcement of IFSA brings various impacts to takaful industry. In light of this background, this article attempts to analyse the salient impacts of IFSA to takaful industry. Based on the provisions of IFSA, takaful industry is currently facing with many challenges to ensure the statutory requirements are met without neglecting the shariah compliant aspect of the operations and activities of takaful operators.

Item Type: Article (Journal)
Additional Information: 1525/47530
Uncontrolled Keywords: takaful, syariah, Akta Perkhidmatan Kewangan Islam 2013,hibah bersyarat takaful, shariah, Islamic Financial Services Act 2013, conditional hibah
Subjects: H Social Sciences > HG Finance
K Law > KBP Islamic Law
Kulliyyahs/Centres/Divisions/Institutes: Institute of Islamic Banking & Finance (IIiBF)
Depositing User: Dr Rusni Hassan
Date Deposited: 14 Mar 2016 10:08
Last Modified: 04 Jan 2018 10:00
URI: http://irep.iium.edu.my/id/eprint/47530

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