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A measurement model of the determinants of financial exclusion among micro-entrepreneurs in Ilorin, Nigeria

Adewale, Abideen Adeyemi (2011) A measurement model of the determinants of financial exclusion among micro-entrepreneurs in Ilorin, Nigeria. In: 8th International Conference on Islamic Economics and Finance, December 19-21, 2011, Doha, Qatar.

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Abstract

This study investigated the various factors that impede both the access to and use of the requisite financial resources for entrepreneurial development in Nigeria. Data was collected via a survey questionnaire administered on micro-entrepreneurs in Ilorin, Kwara State, Nigeria. A measurement model using the structural equation modeling approach was adopted. The paper concluded that both the voluntary and involuntary financial exclusion factors significantly account for financial exclusion in Nigeria. However, voluntary exclusion signals more problem. This is because it is a reflection of lack of use, rather than lack of access to financial services by the poor.

Item Type: Conference or Workshop Item (Full Paper)
Additional Information: 6700/13616
Uncontrolled Keywords: Financial exclusion, financial citizenship, cultural capital, measurement model
Subjects: H Social Sciences > H Social Sciences (General)
H Social Sciences > HF Commerce > HF5001 Business. Business Administration
H Social Sciences > HG Finance > HG201 Money
H Social Sciences > HG Finance > HG201 Money
Kulliyyahs/Centres/Divisions/Institutes: Kulliyyah of Economics and Management Sciences > Department of Finance
Depositing User: Dr. Abideen Adeyemi Adewale
Date Deposited: 25 Jan 2012 11:39
Last Modified: 28 Jan 2012 13:38
URI: http://irep.iium.edu.my/id/eprint/13616

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