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An implementation of e-Zakāh payment in Malaysia from the Sharī‘ah perspective

Megat Laksana, Nan Noorhidayu and Mohamad Hairolny, Nur Farah Adiela (2026) An implementation of e-Zakāh payment in Malaysia from the Sharī‘ah perspective. Journal of Fatwa and Falak Selangor, 2 (2). pp. 138-162. ISSN 3030-6116 E-ISSN 3030-6108

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Abstract

This study examines the Sharī‘ah validity, implementation, and practical challenges of e-Zakāh payment systems in Malaysia. It investigates whether digital Zakāh payments fulfil essential requirements, including niyyah (intention), zakatable wealth, and rightful distribution to eligible asnāf, and assesses acceptance among the Muslim community amid increasing digitalisation. Using a qualitative approach, the study combines library research (classical and contemporary fiqh texts, fatwa documents, journal articles, and online sources) with a semi-structured expert interview with an administrative officer from the IIUM Zakāh Endowment Fund Unit. Thematic analysis of the data indicates that e-Zakāh is permissible (jā’iz/harus) and Sharī‘ah compliant, provided core pillars are observed and the pronunciation of aqd is not required. The system is widely accepted, particularly among youth and professionals, enhancing accessibility, efficiency, and transparency. Challenges include digital literacy gaps, rural access limitations, and online trust issues. Recommendations include digital awareness programmes, user friendly platforms, and digital certification to strengthen confidence in e-Zakāh

Item Type: Article (Journal)
Uncontrolled Keywords: Zakāh, E-Payment, Sharī‘ah Compliance, Accessibility, Digital Trust, ‘Aqd, Fatwa
Subjects: BPH Islamic Economics > BPH531 Zakat
BPH Islamic Economics > BPH72 Economic development. Growth. Sustainable development. Sustainability
BPH Islamic Economics > BPH830.3 Social systems. Urban groups. Cities and towns. Sustainable urban development
BPK Islamic law. Shari'ah. Fiqh
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button): Kulliyyah of Islamic Revealed Knowledge and Human Sciences > Department of Fiqh and Usul al-Fiqh
Depositing User: Dr Nan Noorhidayu Megat laksana
Date Deposited: 21 May 2026 11:14
Last Modified: 21 May 2026 11:14
Queue Number: 2026-05-Q3523
URI: http://irep.iium.edu.my/id/eprint/129114

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