Items where Subject is "H Social Sciences > HG Finance > HG201 Money
H Social Sciences > HG Finance > HG201 Money"

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Abdul Aziz, Akhtarzaitie (2009) Money from Islamic perspective: its purpose and time value. In: IIiBF Series in Islamic banking and finance: 1. IIUM Institute of Islamic Banking and Finance, Kuala Lumpur, pp. 291-304. ISBN 9789834456801

Abdul Manap, Turkhan Ali (2009) Stability of long-run money demand function : evidence from Malaysia. IIUM Journal of Economics and Management, 17 (2). pp. 261-285. ISSN 1394-7680

Abdul Rahman, Zaharuddin (2012) Dilema wang kertas, emas dan perak, bahagian 1. Solusi (41). pp. 40-42. ISSN 1985-5400

Abdul Rahman, Zaharuddin (2012) Dilema wang kertas, emas dan perak, bahagian 2. Solusi (42). pp. 40-42. ISSN 1985-5400

Abdul Rahman, Zaharuddin (2009) Duit kertas moden. Solusi (4). pp. 38-40. ISSN 1985-5400

Abdul Rahman, Zaharuddin (2009) Riba al-jahiliyah dan sistem denda semasa. Solusi (12). pp. 38-39. ISSN 1985-5400

Abdul Rahman, Zaharuddin (2009) Sedekah atau pinjaman? Solusi (14). pp. 38-39. ISSN 1985-5400

Abdul Rahman, Zaharuddin (2009) Soal jawab: ulasan hukum sijil simpanan premuim. Majalah i (82). pp. 78-79. ISSN 1675-3453

Abdullah, Adam (2018) Money and the real economy from an Islamic perspective. IIUM Institute of Islamic Banking and Finance, Kuala Lumpur. ISBN 9789834456825

Abdullah, Adam (2016) There's no gratitude in debt. New Straits Times. p. 17. ISSN 0126-6675

Abdullah, Adam (2017) Towards stabilization of the World Monetary System: a Shariah perspective. JKAU: Islamic Economics, 30 (2). pp. 71-78. ISSN 7383-1018

Abdullah, Adam and Mohd Nor, Rizal (2018) A framework for the development of a National Crypto-Currency. International Journal of Economics and Finance, 10 (9). pp. 14-25. ISSN 1916-971X E-ISSN 1916-9728

Abdullah Yusof, Selamah (2015) Household decision-making in Malaysia: the ethnic dimension. Social Indicators Research, 124. pp. 283-293. ISSN 0303-8300

Adewale, Abideen Adeyemi (2014) AIM’s accountability in financial sustainability: the role of market orientation. International Journal of Trade, Economics and Finance, 5 (2). pp. 191-194. ISSN 2010-023X

Adewale, Abideen Adeyemi (2011) A measurement model of the determinants of financial exclusion among micro-entrepreneurs in Ilorin, Nigeria. In: 8th International Conference on Islamic Economics and Finance, December 19-21, 2011, Doha, Qatar.

Adewale, Abideen Adeyemi and Yusuf, Muhammad-Bashir and Mat Ghani, Gairuzazmi and Meera, Ahamed Kameel Mydin and Turkhan Ali , Abdul Manap (2012) The role of institutional trust on the adoption of gold dinar in Kelantan: an empirical analysis. Journal of Applied Sciences, 12 (20). pp. 2148-2155. ISSN 1812-5662 (O), 1812-5654 (P)

Ahmed, Jameel and Collins, Patrick and Mydin Meera, Ahamed Kameel (2018) Simulation of Shariah compliant commodity backed currency system: a Turkish case-study. Turkish Journal of Islamic Economics (TUJISE), 5 (2). pp. 95-127. ISSN 2587-2303 E-ISSN 2587-232X

Akbar, Mohamed Aslam and Abd Aziz, Hassanuddeen (2019) The classification of wealth from Maqasid al-Shari’ah perspective. In: 10th Foundation of Islamic Finance Conference/Symposium (FIFC 2019), 28th November 2019, Bandar Sunway, Selangor, Malaysia. (Unpublished)

Alatrturi, Basheer H. M. and Alshammri, Ahmad Alrazni and Saiti, Buerhan and Erol, Turan (2018) A three-way analysis of the relationship between the USD value and the prices of oil and gold: a wavelet analysis. AIMS Energy, 6 (3). pp. 487-504. ISSN 2333-8334

Ali, Mohammed Farid (2018) Deferred sale (Bai' Mu'ajjal/Bai' bi Thaman Ajil (BBA)): its origin and validity from a Maqasid Shari'ah perspective. Intellectual Discourse, 26 (1). pp. 255-261. ISSN 0128-4878 E-ISSN 2289-5639

Altarturi, Basheer Hussein Motawe and Othman, Anwar Hasan Abdullah (2020) Behavioral intention of using a complementary currency in Palestine. In: The International Conference on Business and Technology (ICBT 2020),, 14th-15th November 2020, Istanbul, Turkey.. (Unpublished)

Altarturi, Basheer Hussein Motawe and Othman, Anwar Hasan Abdullah (2021) Behavioral intention of using a complementary currency in Palestine. In: The Importance of New Technologies and Entrepreneurship in Business Development: In The Context of Economic Diversity in Developing Countries. Lecture Notes in Networks and Systems, 194 (194). Springer International Publishing, Nature Switzerland AG, pp. 1084-1107. ISBN 978-3-030-69220-9

Alzubaidi, Ibrahim Bassam and Abdullah, Adam (2017) Developing a digital currency from an Islamic perspective: the case of blockchain technology. International Business Research, 10 (11). pp. 79-87. ISSN 1913-9004 E-ISSN 1913-9012

Amuda, Yusuff J. and Che Embi , Nor Azizan and Babat, Oladapo H. (2014) An agricultural approach to the commercialization of cash waqf between Malaysia and Nigeria. Journal of Advanced Management Science, 2 (4). pp. 344-348. ISSN 2168-0787

Ariffin, Muhammad Irwan (2024) Pengukuhan nilai ringgit peluang terbaik urus semula liabiliti kewangan. Berita Harian.

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Choo, Foo Lim and Mydin Meera, Ahamed Kameel (2009) Managing foreign exchange risk: Malaysian experience with respect to the 1997 financial crisis. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 389-420. ISBN 9789673855766

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Dhali, Mohsin and Hassan, Shafiqul and Zulhuda, Sonny (2024) The regulatory puzzle of decentralized cryptocurrencies: opportunities for innovation and hurdles to overcome. Journal of Infrastructure, Policy and Development, 8 (6). pp. 1-26. ISSN 2572-7923 E-ISSN 2572-7931

Duasa, Jarita and Rahman, Maya Puspa and Mohd Thas Thaker, Mohamed Asmy (2017) A Complementary Currency model proposed for Orang Asli community: an empirical analysis. In: Global Conference on Business and Economic Research (GCBER 2017), 14 - 15 August 2017, UPM Serdang, Malaysia.

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Haneef, Mohamed Aslam and Mohd Amin, Ruzita and Abdullah Yusof, Selamah and Khan, Foyasal (2015) Safeguarding wealth (Hifdh al mal) and its role in sustainable economic development in the OIC countries. In: International Conference on “Islam, Science and Sustainable Development: Maqasid al-Shari‘ah and Humanity’s Well-being, 6th-7th October 2015, Kuala Lumpur, Malaysia.

Hassan, Rusni and Muhammad Nasir, Nur I’ffah (2016) Prioritization of zakat distribution in selangor and the Federal Territory of Malaysia: Are they following the right distribution principles according to Shariah? Intellectual Discourse, 24 (Special Issue). pp. 435-457. ISSN 0128-4878 E-ISSN 2289-5639

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Idris, Norbik Bashah (2017) Antara teknologi dan maqasid syariah. Utusan Online.

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Jaafar, Syammon and Abdullah, Adam and Hassan, Rusni and Mydin Meera, Ahamed Kameel (2016) Viability cf implementing direct interest-free credit clearance system in Muslim countries. Journal of Islamic Economics, Banking and Finance, 12 (3). pp. 190-215.

Jaffar, Syammon and Abdullah, Adam and Mydin Meera, Ahamed Kameel (2017) Fiat money: From the current Islamic finance scholars’ perspective. Humanomics, 33 (3). pp. 274-299. ISSN 0828-8666

Jehabar Sadiq, Afdzaal and Akbar, Mohamed Aslam (2021) Revitalizing dinar and dirham: monetary analysis of the advancements of cryptocurrency in the Islamic financial system. In: International Conference on Information and Communication Technology for the Muslim World (ICT4M) 2021), Kuantan, Pahang, Malaysia. (Unpublished)

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Kayadibi, Saim (2011) Para refah ve huzur getirir mi? (Can money bring prosperity and peace?). Memleket Newspaper. p. 4. ISSN 1308-3996

Kayadibi, Saim (2011) Paradan para kazanma (Making money from the money itself). Memleket Newspaper. p. 12. ISSN 1308-3996

Kayadibi, Saim and Mohamad Faudzi, Mohd Hasbullah (2011) The implication of Richard Nixon did not remove the principle of currency value based on nation gold reserve. In: The Principal of Currency Value System and Islam Banking and Finance. IIUM Press, Kuala Lumpur, pp. 1-23. ISBN 978-967-418-118-5

Khan, Burhan Ul Islam and Olanrewaju, Rashidah Funke and Baba, Asifa Mehraj and Langoo, Adil Ahmad and Assad, Shahul (2017) A compendious study of online payment systems:Past developments, present impact, and future considerations. International Journal of Advanced Computer Science and Applications (IJACSA), 8 (5). pp. 256-271. ISSN 2158-107X E-ISSN 2156-5570

Kumari , Sarinder and Habibullah, Muzafar Shah and Azali, M. and Yusoff, Mohammed and Yoke-Kee, Eng (2005) Financial integration and its implication for economic union in Asia. In: Open economy macroeconomics in East Asia. Ashgate Publishing Limited, England, pp. 197-212. ISBN 9780754644002

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Lebbe, Suhail Sinna and Mohamad, Azhar and Sifat, Imtiaz Mohammad (2019) Back to the future: returning to silver-backed money in Sri Lanka. Journal of Islamic Accounting and Business Research, 10 (1). pp. 73-97. ISSN 1759-0817 E-ISSN 1759-0825

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Mohamad, Azhar (2017) Designing Fitrah Money: A Maqasidic Discourse (JIMF Bank Indonesia Conference Nov 2017). In: 3rd International Islamic Monetary Economics and Finance Conference IIMEFC / JIMF, November 8 - 9, 2017, Grand City Convention and Exhibition, Surabaya East Java, Indonesia.. (In Press)

Mohamad, Azhar (2016) Designing fitrah money:appraisal of gold-silver as practical alternatives. In: ISERD-RW International Conference, 5 Feb 2016, West Drayton, London. (Unpublished)

Mohamad, Azhar and Mohammad Sifat, Imtiaz (2017) Gold vis-à-vis money in Islam: the case against Dinarist movement. International Journal of Law and Management, 59 (6). pp. 977-992. ISSN 1754-243X E-ISSN 1754-2448

Mohammad, Habibullah and Haron, Razali and Md, Atiullah (2024) Islamic sustainable finance: its experience from SAARC. In: Islamic Finance and Sustainable Development (A Global Framework for Achieving Sustainable Impact Finance). Islamic Business and Finance Series (2023055366). Routledge, New York, pp. 24-31. ISBN 9781032743073

Mohd Nasarudin, Ahmad Fawwaz and Ahmad Mizanudin, Puteri Mardhiyah Munatul Maknun and Farid, Najwa (2023) Mata wang BRICS bukti dunia sedia terima pembaharuan. Berita Harian, 6 Sep 2023 (Rencana). p. 12.

Mohd Sidek, Noor Zahirah and Yusoff, Mohammed (2009) An empirical analysis of Malaysian ringgit equilibrium exchange rate and misalignment. Global Economy and Finance Journal, 2 (2). pp. 104-126.

Mydin Meera, Ahamed Kameel (2009) Integrating al-rahn with the gold dinar: the initial building-blocks towards a gold-based economy. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 221-235. ISBN 9789673855766

Mydin Meera, Ahamed Kameel (2009) Money, interest and environment. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 111-117. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2009) Islamic home financing through Musharakah Mutanaqisah and al-Bay' bi-Thaman Ajil contracts: a comparative analysis. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 285-318. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Abdul Razak, Dzuljastri (2009) The Musharakah Mutanaqisah contract: some practical issues. In: Real money: Money and Payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 319-343. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Ahmad, Aziuddin and Babu Sahib, Hikmatullah (2009) Riba and the Muslim destiny: a political economy perspective. In: Real money: money and payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 91-109. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Larbani, Moussa (2009) Ownership effects of fractional reserve banking: an Islamic perspective. In: Real money: money and payment systems from an Islamic perspective. IIUM Press, Kuala Lumpur, pp. 61-89. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Larbani, Moussa (2009) Seigniorage of fiat money and the Maqasid al-Shari'ah: the compatibility of the gold dinar with the Maqasid. In: Real Money: Money and Payment systems from an Islamic Perspective. IIUM Press, Kuala Lumpur, pp. 35-59. ISBN 9789673855766

Mydin Meera, Ahamed Kameel and Larbani, Moussa (2009) Seigniorage of fiat money and the maqasid al-shari'ah: the compatibility of the gold dinar with the maqasid. Jurnal Muamalat (2). pp. 93-116. ISSN ISSN:1985-6156

Mydin Meera, Ahamed Kameel and Mubasheera, Hamida (2015) Revisiting the concepts of money, profit and interest from the perspective of value and diminishing marginal utility. Journal of Islamic Monetary Economics and Finance (JIMF), 1 (1). pp. 25-53. ISSN 2460-6618 (O), 2460-6146 (P)

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Nasser, Youcef (2014) المال والمصارف الإسلامية والعدالة إلى أين؟ = Money, Islamic banking and justice: where are they heading to? In: 4th International Seminars and Conference (ISC 2014) on 'Islamic Economics and Beyond, 11th-12th Nov. 2014, Jakarta, Indonesia.

Nasser, Youcef and Larbani, Moussa (2011) رؤية نقدية في أزمة الأموال غير الحقيقية. Afaq (40). وزارة الأوقاف والشؤون الإسلامية, Kuwait. ISBN 978-99966-50-04-8

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Omercevic, Edo and Mydin Meera, Ahamed Kameel (2011) Gessel's concept of free-money eliminating interest through information-money. In: 2nd World Conference on Riba: The Riba Conundrum: Impartial Outlook from Accounting and Religious Perspectives, 26-27 July 2011, Putra World Trade Centre (PWTC), Kuala Lumpur.

Oseni, Umar Aimhanosi and Ayob, Mohd Fairullazi and Abdul Rashid, Khairuddin (2019) Legal issues in sharī‘ah-compliant home financing in Malaysia: a case study of a Bai Bithaman Ājil contract. In: Emerging issues in Islamic finance law and practice in Malaysia. Emerald Publishing Limited, United Kingdom, pp. 171-192. ISBN 978-1-78973-546-8

Othman, Anwar Hasan Abdullah and Abdullah, Adam and Haron, Razali (2019) Are the new crypto-currencies qualified to be included in the stock of high quality liquid assets? a case study of bitcoin currency. Al-Shajarah, Special Issue: Islamic Banking and Finance. pp. 107-145. ISSN 1394-6870

Othman, Anwar Hasan Abdullah and Kassim, Salina and Rosman, Romzie and Redzuan, Nur Harena (2020) Correction to: prediction accuracy improvement for Bitcoin market prices based on symmetric volatility information using artificial neural network approach (Journal of Revenue and Pricing Management, (2020), 10.1057/s41272-020-00229-3). Journal of Revenue and Pricing Management. ISSN 1476-6930 E-ISSN 1477-657X

Othman, Anwar Hasan Abdullah and Kawsar, Najmul Haque and Hasan, Aznan and Mahadi, Nur Farhah (2021) Determining the appropriate investment strategy and identify the leading monetary system before and during the Covid-19 pandemic crisis: a case study of crypto-currency, gold standard, and fiat money. Journal of Information Technology Management (JITM), 13 (2). pp. 25-50. ISSN 2008-5893 E-ISSN 2423-5059

Othman, Anwar Hasan Abdullah and Syed Jaafar Alhabshi, Syed Musa and Haron, Razali (2019) Cryptocurrencies, fiat money or gold standard: an empirical evidence from volatility structure analysis using news impact curve. International Journal of Monetary Economics and Finance, 12 (2). pp. 75-97. ISSN 1752-0487 E-ISSN 1752-0479

Othman, Anwar Hasan Abdullah and Syed Jaafar Alhabshi, Syed Musa and Haron, Razali (2019) The effect of symmetric and asymmetric information on volatility structure of crypto-currency markets: a case study of bitcoin currency. Journal of Financial Economic Policy, 11 (3). pp. 432-450. ISSN 1757-6385

Othman, Anwar Hasan Abdullah and Syed Jaafar Alhabshi, Syed Musa and Haron, Razali and Mohd Noor, Azman (2019) The future of the banking system under the dominance and development of the cryptocurrency industry: empirical evidence from cointegration analysis. The Journal of Wealth Management, 22 (2). pp. 1-9. ISSN 1534-7524 E-ISSN 2374-1368

Othman, Anwar Hasan Abdullah and Syed Jaafar Alhabshi, Syed Musa and Kassim, Salina and Abdullah, Adam and Haron, Razali (2020) The impact of monetary systems on income inequity and wealth distribution: A case study of cryptocurrencies, fiat money and gold standard. International Journal of Emerging Markets, 15 (6). pp. 1161-1183. ISSN 1746-8809

Othman, Anwar Hasan Abdullah and Syed Jaafar Alhabshi, Syed Musa and Kassim, Salina and Ashurov, Sharofiddin (2019) The impact of cryptocurrencies market development on banks’ deposits variability in the GCC region. Journal of Financial Economic Policy, 11 (4). pp. 1-24. ISSN 1757-6385

Owolabi Yusuf, Muhammad-Bashir and Mydin Meera, Ahamed Kameel and Mat Ghani, Gairuzazmi and Abdul Manap, Turkhan Ali and Larbani, Moussa (2012) An analysis of operationalization and acceptability of business to business transaction: a mixed method approach. American Journal of Applied Sciences , 9 (9). pp. 1422-1434. ISSN 1554-3641(O), 1546-9239 (P)

Oziev, Gapur and Yandiev, Magomet (2018) Cryptocurrency from Shariah perspective. Al-Shajarah, 23 (2). pp. 315-337. ISSN 1394-6870

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Peredaryenko, Margarita Sergeevna (2019) Gold dinar as a consumer product: modified version of the theory of planned behaviour. International Journal of Economics, Management and Accounting, 27 (2). pp. 353-372. E-ISSN 2462-1420

Peredaryenko, Margarita Sergeevna (2019) Modified version of the theory of planned behaviour to study the purchase intention towards Gold Dinar. In: 1st International Conference on Financial Markets (ICFM 2019), 11th-12th July 2019, Kuala Lumpur. (Unpublished)

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Quadry, Mahmud Oluwaseyi and Mohamad, Azhar and Yusof, Yusniliyana (2017) On the Malaysian ringgit exchange rate determination and recent depreciation. International Journal of Economics, Management and Accounting, 25 (1). pp. 1-26. E-ISSN 2462-1420

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Rahman, Maya Puspa Rahman (2019) Shariah crowdfunding model for enterpreneurship development in Malaysia. Research Report. UNSPECIFIED. (Unpublished)

Ramlee, Roslily and Syed Mohd Zain, Sharifah Raihan and Wan Husain, Wan Rohaida (2019) Are Muslims practising moderation in their financial decisions? Asian Academy of Management Journal, 24 (Supplement 1). pp. 157-170. ISSN 1394-2603 E-ISSN 2180-4184

Ramlee, Roslily and Syed Mohd Zain, Sharifah Raihan and Wan Husain, Wan Rohaida and Jan, Muhammad Tahir (2019) Financial literacy, moderation and financial spending among youth. In: 1st International Conference on Financial Markets (ICFM 2019), 11-12 July 2019, Ibn Taimiyyah Conference Room,KENMS, IIUM Gombak.. (Unpublished)

Ramlee, Roslily and Syed Mohd. Zain, Sharifah Raihan and Wan Hussain, Wan Rohaida (2019) Incorporating the Wasatiyyah concept to improve financial decision of Muslim consumers. Project Report. UNSPECIFIED. (Unpublished)

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Sadiq, Afdzaal Jehabar and Akbar, Mohamed Aslam (2022) A review of monetary determinants of cryptocurrency adoption in Islamic financial system. Journal of Information Systems and Digital Technologies, 4 (1). pp. 46-55. E-ISSN 2682-8790

Sadique, Muhammad Abdurrahman (2009) Existence of capital at the commencement of joint ventures: an analysis of the Shari‘ah position in the context of modern money and banking practices. IIUM Journal of Economics and Management Sciences, 17 (2). pp. 209-230. ISSN 1394-7680

Sadique, Muhammad Abdurrahman (2012) Monetary and banking implications of the shari‘ah emphasis on existence of capital at the outset of joint ventures. In: The 22nd Annual Conference on Monetary and Exchange Rate Policies, 26-27 May, 2012, Tehran.

Saleh, Abdulmajid Obaid Hasan and Muhammad Fahad, Falah (2015) الزمن وأثره في عقود التمويل الإسلامي. مجلة الأندلس (Revista de Al-Andalus), 1. pp. 101-117. ISSN 2357-0644

Santoso, Bedjo and Khaliq, Ahmad (2016) The financial inclusion model based on Baitul Mal Wa Tanwil (BMT) cooperatives and community. Al-Shajarah, Special Issue (Islamic Banking and Finance). pp. 161-182. E-ISSN 1394-6870

Santoso, Bedjo and Mydin Meera, Ahamed Kameel and Ahmad, Khaliq (2018) Is gold dinar the appropriate money in Islam? Journal of Islamic Finance, Vol 6 (Special Issue). 073-090. ISSN 2289-2109 E-ISSN 2289-2117

Suleiman, Dauud Mohamed and Hamdan, Hamdino (2018) An exploration of mobile money transfer service adoption among Islamic bank customer in Somalia = Penerimaan perkhidmatan pemindahan wang mudah alih antara pelanggan bank Islam di Somalia. Journal of Management & Muamalah, 8 (1). pp. 73-86. ISSN 1985-1170 E-ISSN 2180-1681

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Tahir, Ibrahim Nuhu (2016) The reason why the companion Ibn Abbas changed his opinion on riba al-fadl. International Journal of Social Science and Humanity (IJSSH), 6 (6). pp. 475-480. ISSN 2010-3646

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Wan Nordin, Mimi Aminah and Aibinu, Abiodun Musa and Arai, Saima (2010) Design and development of a new Shariah compliant dirham based Islamic market. In: IIUM Research, Innovation & Invention Exhibition (IRIIE 2010), 26 - 27 January 2010, Kuala Lumpur.

Wiranata Kusuma, Dimas Bagus and Kassim, Salina and Fikri, Muhammad (2011) Dynamics of inflation determinants under dual monetary system: empirical evidence from Malaysia. In: 2nd World Conference on Riba: The Riba Conundrum: Impartial Outlook from Accounting and Religious Perspectives, 26-27 July 2011, Putra World Trade Centre (PWTC), Kuala Lumpur.

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Yusuf, Muhammad-Bashir and Meera, Ahamed Kameel Mydin and Mat Ghani, Gairuzazmi and Abdul Manap, Turkhan Ali and Larbani, Moussa (2012) Efficient trade matrix and gold reserve requirement for commodity trade among OIC countries. Middle East Journal of Scientific Research (MEJSR), 12 (4). pp. 547-559. ISSN 1990-9233

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Zul Kepli, Mohd Yazid and Zulhuda, Sonny (2019) Cryptocurrencies and anti-money laundering laws: the need for an integrated approach. In: Emerging Issues in Islamic Finance Law and Practice in Malaysia. Emerald Publishing Limited, United Kingdom, pp. 247-263. ISBN 978-1-78973-546-8