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Sadi, A.H.M. Saifullah and Azad, Imran and Noordin, Mohamad Fauzan (2010) The prospects and user perceptions of m-banking in the Sultanate of Oman. In: 2010 International Conference on Emerging Paradigms and Practices in Business Management & Technology, 12-13 June 2010, Kamloops, British Columbia, Canada.