Items where Author is "Kamarul Ariffin, Syahrul-Niza"
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Abdul Karim, Norzitah and Ab Wahid, Zainora and Kamarul Ariffin, Syahrul-Niza and Syed Nor, Syarifah Heryati and Nazlan, Ahmad Najib and Kassim, Salina (2023) Financial literacy among university students and its implications towards financial scams. Information Management and Business Review, 15 (3). pp. 124-128. ISSN 2220-3796