Dr Siti Salwani Razali

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1. Razali, Siti Salwani and Abdul Sabian, Nur Arfifah (2026) Application of khiyār (option) in the free-look period of takaful contracts: a Malaysian legal and shariah analysis. IIUM Law Journal, 34 (1). pp. 267-290. ISSN 0128-2530 E-ISSN 2289-7852
2. Muhammad Yunis, Mohammed Yusof and Islam, Rafikul and Razali, Siti Salwani and E. Azam, Md. Siddique (2026) Analysing the expectation vs. satisfaction gaps and prioritising dimensions of service quality for middle-class restaurant sector. International Journal of Services and Operations Management, 53 (4). pp. 473-495. ISSN 1744-2370 E-ISSN 1744-2389
3. Islam, Rafikul and Md. Tarique, Kazi and Razali, Siti Salwani (2024) Is takaful industry fulfilling maqasidal-sharī’ah? the proposition of a new evaluation model using analytic hierarchy process. Journal of Islamic Accounting and Business Research. pp. 1-22. ISSN 1759-0817 E-ISSN 1759-0825
4. Nik Mohammad, Nik Mohd Fadhil and Razali, Siti Salwani and Che Mohd Salleh, Marhanum (2024) Understanding the housing acquisition behavior of Muslim generation y in Malaysia: a conceptual framework based on ABC theory. International Journal of Business and Technology Management, 6 (3). pp. 211-225. ISSN N/A E-ISSN 2682-7646
5. Nik Mohammad, Nik Mohd Fadhil and Razali, Siti Salwani and Salleh, Marhanum Che (2022) A conceptual paper on factors affecting the behaviour of Muslim generation Y towards house acquisition in Malaysia. International Journal of Advanced Research in Islamic and Humanities, 4 (2). pp. 1-10. E-ISSN 2682-8332
6. Mursidi, Amalina and Maulan, Suharni and Razali, Siti Salwani and Muhammad Nasir, Nur I’ffah (2023) Muslims’ motivation to patronise wasiyyah (Islamic will) services: does religiosity act as a moderator in the relationships? Journal of Muamalat and Islamic Finance Research, 20 (2). pp. 73-86. ISSN 1823-075X E-ISSN 2948-5266
7. Nik Mohammad, Nik Mohd Fadhil and Razali, Siti Salwani and Che Mohd Salleh, Marhanum (2021) Qualitative study in identifying factors affecting the behavior of muslim generation y towards Islamic home financing products in Malaysia. The Journal of Muamalat and Islamic Finance Research, 18 (2). pp. 1-12. ISSN 1823-075X E-ISSN 0126-5954
8. Mursidi, Amalina and Razali, Siti Salwani and Maulan, Suharni (2022) Consumers’ motivation towards satisfaction in patronising wasiyyah (will) services. Malaysian Journal of Consumer and Family Economics, 28. pp. 335-354. ISSN 1511-2802
9. Razali, Siti Salwani (2021) Humanizing education: the importance of work life balance in one’s life. In: Economics and management sciences: reflections on humanizing education. Kulliyyah of Economics and Management Sciences, Kuala Lumpur,Malaysia, pp. 37-39. ISBN 978-967-26219-1-1
10. Razali, Siti Salwani and Mohd Ali, Ahmad Fadhil Hamdi (2021) Remedies for misrepresentations in takaful contract; current industry practice in Malaysia. Hamdard Islamicus, 44 (3). pp. 63-85. ISSN 0250-7196 E-ISSN 2789-8490
11. Parveen, Tamiza and Razali, Siti Salwani and Che Mohd Salleh, Marhanum (2020) Evolution of Takaful in Malaysia-the case of investment link family takaful. Indonesian Journal of Contemporary Management Research, 2 (1). pp. 1-9. ISSN 2655-3112 E-ISSN 2722-9092 (In Press)
12. Parveen, Tamiza and Razali, Siti Salwani and Che Mohd Salleh, Marhanum (2019) Preference toward investment-linked takaful plan: mediating role of attitude. International Tourism and Hospitality Journal, 2 (2). pp. 1-6. ISSN 2616-518X E-ISSN 2616-4701
13. Razali, Siti Salwani (2011) Shari'ah contracts for Islamic financial instruments - Part 2. In: Islamic Financial System Principles and Operations. PEARSON, Kuala Lumpur, Malaysia, pp. 244-294. ISBN 978-967-349-127-8
14. Parveen, Tamiza and Razali, Siti Salwani (2017) Investigating the willingness towards family takaful patronage. In: Contemporary Issues on Zakat, Waqf and Islamic Philanthropy. Academy of Contemporary Islamic Studies (ACIS), Universiti Teknologi MARA, Shah Alam, Selangor Darul Ehsan, pp. 445-455. ISBN 978-967-0171-80-7
15. Razali, Siti Salwani (2008) The principles Of Ghārār In Bai Bithaman Ajil contract. In: Malaysian Finance Association 10th Annual Conference 2008, Holiday Inn, Kuching, Sarawak. (Unpublished)
16. Razali, Siti Salwani (2008) Online contract and the issues of Gharar and uncertainty. IIUM Law Journal, 16 (1). pp. 51-64. ISSN 0128-2530 E-ISSN 2289-7852
17. Che Mohd Salleh, Marhanum and Abdullah, Nurdianawati Irwani and Razali, Siti Salwani and Wok, Saodah (2012) Takaful agents’ roles in accordance with the Quran and Sunnah. Global Journal al-Thaqafah, 2 (2). pp. 41-45. ISSN 2232-0474 E-ISSN 2232-0482
18. Abu Bakar, Noor Mahinar and Mohd Yasin, Norhashimah and Razali, Siti Salwani (2018) Consumer Rights Act 2015(United Kingdom):Is it a good model in practising banking consumers from unfair terms in Islamic banking consumer contracts in Malaysia? = Consumer Rights Act 2015 (United Kingdom): Adakah ia model yang baik perlindungan konsumer perbankan daripada terma tidak adil dalam kontrak konsumer perbankan Islam di Malaysia? Jurnal Undang-undang dan Masyarakat, 22. pp. 21-31. ISSN 1394-7729
19. Parveen, Tamiza and Razali, Siti Salwani and Che Mohd Salleh, Marhanum (2019) Investment linked takaful plan patronage:evidence from Malaysia. Global Review of Islamic Economics and Business, 7 (1). pp. 41-48. ISSN 2338-2619 E-ISSN 2338-7920
20. Abdullah, Nurdianawati Irwani and Razali, Siti Salwani (2008) Commercial law in Malaysia. Prentice Hall, Petaling Jaya. ISBN 978-983-3972-83-8

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