Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia

Mohd Thas Thaker, Mohamed Asmy and Mohd Thas Thaker, Hassanudin (2019) Modelling micro enterprises’ behavioral intention to adopt integrated Islamic crowdfunding-micro enterprise (IICME) model as a source of financing in East Java, Indonesia. East Java Economic Journal, 3 (1). pp. 67-86. ISSN 2597-8780

PDF (Article) - Published Version Restricted to Repository staff only Download (590kB) | Request a copy

Abstract

The present study has proposed Integrated Islamic Crowdfunding-Micro Enterprise (IIC- ME) model to assist micro enterprises in meeting their need to access external financial services in East Java, Indonesia. Upon the proposed model, this study examines the be- havioural intention of micro enterprises to use IICME model. The primary data are collect- ed from the survey administered to micro enterprises in the East Java (Pasuruan, Malang, Kediri, Ponorogo, and Gresik) and the analysis is conducted using Partial Least Squares (SmartPLS). Furthermore, the model has been validated its acceptance in the field by adopting the extended Technology Acceptance Model (TAM). This study has revealed that the perceived usefulness, perceived easy to use and perceived benefit are found to have a positive impact on the intention of micro enterprises to use IICME model, which later assist them to access to financial services in Indonesia. Furthermore, perceived easy to use has a positive relationship and direct effect with perceived usefulness of micro enter- prises to use the IICME model. The findings of this study can be used to develop a specific framework in which to examine other components of using the IICME model’s behavior and to plan appropriate intervention strategies to increase financial accessibility by micro enterprises.

Item Type:	Article (Journal)
Additional Information:	7210/96185
Uncontrolled Keywords:	Islamic Crowdfunding, Micro Enterprises, Financing, Technology Acceptance Model
Subjects:	BPH Islamic Economics H Social Sciences > H Social Sciences (General)
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Kulliyyah of Economics and Management Sciences > Department of Economics Kulliyyah of Economics and Management Sciences
Depositing User:	Dr Mohamed Asmy Bin Mohd Thas Thaker
Date Deposited:	11 Jan 2022 11:08
Last Modified:	11 Jan 2022 11:08
URI:	http://irep.iium.edu.my/id/eprint/96185

Actions (login required)

View Item