Impact of using Islamic microfinance products on Mauritanian’ income: evidence from PROCAPEC- Nouakchott

Maouloud, Vatimetou Mokhtar and Kassim, Salina and Othman, Anwar Hasan Abdullah (2020) Impact of using Islamic microfinance products on Mauritanian’ income: evidence from PROCAPEC- Nouakchott. In: International Conference on Islamic Social Finance: Pandemic Crisis and Possible Solutions (ISFPCPS 2020), 29th -30th September 2020, Gombak, Kuala Lumpur. (Unpublished)

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Abstract

This study attempts to examine the impact of using Islamic microfinance products on the Mauritanian microentrepreneurs’ income level. The study is purely quantitative, and it uses cross-sectional design data which was gathered through a questionnaire from a sample of 381 beneficiaries of an Islamic microfinance institution (PROCAPEC). It uses Structural Equation Modeling (SEM) to determine the effectiveness of using Islamic microfinance products on the beneficiaries' income as well as to test the moderator effect of gender on the relationship in the model. The research found out that the use of Islamic microfinance products has increased the beneficiaries’ income; however, gender has no moderator effect on the relationship between the usage of Islamic microfinance products and income level. These findings are useful for the policymakers and managers of Islamic microfinance to consider the factors increasing the usage of Islamic microfinance products to reduce poverty in the country. This is study is among the pioneer in the field of Islamic microfinance in Mauritanian due to the scarcity of studies in the geographical context.

Item Type:	Conference or Workshop Item (Plenary Papers)
Additional Information:	4600/84682 - Online via Zoom
Uncontrolled Keywords:	Mauritania, financial inclusion, Islamic microfinance, structural equation modeling
Subjects:	H Social Sciences > HB Economic Theory > HB126.4 Islamic Economics H Social Sciences > HJ Public Finance > HJ1438 Public Finance In Islam L Education > LC Special aspects of education > LC65 Social aspects of education
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Institute of Islamic Banking & Finance (IIiBF)
Depositing User:	Asst.Prof Anwar Hasan Abdullah Othman
Date Deposited:	13 Nov 2020 11:01
Last Modified:	16 Nov 2020 15:02
URI:	http://irep.iium.edu.my/id/eprint/84682

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