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Scrutinising internet banking security solutions

Khan, Burhan ul Islam and Olanrewaju, Rashidah Funke and Anwar, Farhat and Mir, Roohie Naaz and Yaacob, Mashkuri (2020) Scrutinising internet banking security solutions. International Journal of Information and Computer Security, 12 (2-3). pp. 269-302. ISSN 1744-1765 E-ISSN 1744-1773

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Internet-banking is a crucial service offered by financial Institutions and has gained popularity at a high pace. Owing to the increasing usage of this service, it is being frequently targeted by adversaries. The login process by the user is one of the main points that are at risk of this assault. Hence, a robust security mechanism is essential for warding off those risks. Among other security solutions, a typical arrangement presently employed is the one-time password (OTP), i.e., passwords that remain valid for a single exchange or session. However, the majority of these password generation and processing mechanisms do not fulfil the requirement of usability and/or scalability and hence can be considered as less reliable/fragile. This paper reviews the security mechanisms in E-banking. The pros and con of OTP as well as other non-OTP security solutions have been

Item Type: Article (Journal)
Additional Information: 6796/80082
Uncontrolled Keywords: online security; internet banking; mobile banking; authentication one-time-password; OTP.
Subjects: H Social Sciences > HG Finance > HG1501 Banking
Q Science > QA Mathematics > QA76 Computer software
T Technology > T Technology (General) > T10.5 Communication of technical information
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button): Kulliyyah of Engineering
Kulliyyah of Engineering > Department of Electrical and Computer Engineering
Depositing User: Dr. Rashidah Funke Olanrewaju
Date Deposited: 24 Apr 2020 10:02
Last Modified: 09 Dec 2020 12:40
URI: http://irep.iium.edu.my/id/eprint/80082

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