Masihuddin, Muddassir and Khan, Burhan Ul Islam and Mattoo, M. Mueen Ul Islam and Olanrewaju, Rashidah Funke (2017) A survey on E-payment systems: elements, adoption, architecture, challenges and security concepts. Indian Journal of Science and Technology, 10 (20). pp. 1-19. ISSN 0974-6846 E-ISSN 0974-5645
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Abstract
This paper is aimed at investigating and increasing awareness about various concepts related to Electronic Payment Systems (EPS) including its advantages, challenges and security considerations. The proposed study also evaluates the adoption of e-payment systems and the resulting impact on economy of a nation. Methods/Statistical Analysis: In this paper, a comprehensive survey on all the aspects of electronic payment was conducted after analysis of several research studies on online payment systems. The most recent references and information have been explored in order to gain significant information about electronic payments systems. Findings: From the study conducted, it can be elucidated that despite various issues that usage of electronic payment systems pose, these are identified as a positive step towards the economic development of a nation. Nevertheless, its full potential can be realized only by raising its awareness among people. Applications/Improvements: With the advancement in technology and popularity of Internet, the perception of making online transactions is bound to gain momentum. In the future, the payment modes currently
Item Type: | Article (Journal) |
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Additional Information: | 6796/56117 |
Uncontrolled Keywords: | E-commerce, Electronic Payment System, Payment Gateway, Payment Gateway Security |
Subjects: | H Social Sciences > HG Finance H Social Sciences > HG Finance > HG1501 Banking H Social Sciences > HG Finance > HG4301 Trust services T Technology > T Technology (General) |
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button): | Kulliyyah of Engineering > Department of Electrical and Computer Engineering |
Depositing User: | Dr. Rashidah Funke Olanrewaju |
Date Deposited: | 31 Jul 2017 10:06 |
Last Modified: | 31 Jul 2017 10:06 |
URI: | http://irep.iium.edu.my/id/eprint/56117 |
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