A review of financing and human capital development issues among micro enterprises in Afghanistan

Haqbin, Naqibullah and Mohd Thas Thaker, Mohamed Asmy and Abd Jalil, Mohamad Isa and Hamzah, Ahmad Aizudin (2023) A review of financing and human capital development issues among micro enterprises in Afghanistan. Labuan E-Journal of Muamalat & Society, 17 (2). pp. 46-56. ISSN 1985-482X E-ISSN 2672-7390

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Abstract

This paper's primary objective is to investigate the obstacles related to financing and human capital development that hinder the growth of micro enterprises (MEs) and their contribution to the overall economic progress of Afghanistan. Evidently, MEs in this country are grappling with significant financing challenges, including high financing costs, stringent collateral requirements, rigorous documentation criteria, the need for comprehensive business plans, and the necessity for robust financial records. Moreover, MEs are also confronting issues related to human capital development, such as a lack of administrative and managerial skills, inadequacies in training courses and programs, low levels of education, limited entrepreneurship knowledge, and financial literacy. Despite the Afghan government's efforts to address these financial and human capital development issues, they continue to impede the growth of MEs. Consequently, this study seeks to conduct a comprehensive examination of these challenges through content analysis. By shedding light on these problems, this research aims to offer clear insights and recommendations for addressing the issues related to financing and human capital development in Afghanistan.

Item Type:	Article (Journal)
Uncontrolled Keywords:	Micro Enterprises, Financing, and Human Capital Development issues, Afghanistan
Subjects:	H Social Sciences > H Social Sciences (General)
Kulliyyahs/Centres/Divisions/Institutes (Can select more than one option. Press CONTROL button):	Kulliyyah of Economics and Management Sciences > Department of Economics Kulliyyah of Economics and Management Sciences
Depositing User:	Dr Mohamed Asmy Bin Mohd Thas Thaker
Date Deposited:	24 Jan 2024 15:44
Last Modified:	24 Jan 2024 15:45
URI:	http://irep.iium.edu.my/id/eprint/110529

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